LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,938
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,740
−HK$1,831/mo
Today · 4.125%
HK$61,571
baseline
▲ 0.50% · 4.625%
HK$65,318
+HK$3,747/mo
Deposit HK$12.70M · loan HK$12.70M · min. income ≈ HK$123,142/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,079,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,456
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,184
−HK$1,754/mo
Today · 4.125%
HK$67,938
baseline
▲ 0.50% · 4.625%
HK$71,519
+HK$3,581/mo
Deposit HK$12.70M · loan HK$12.70M · min. income ≈ HK$135,876/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,079,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,526
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$71,688
−HK$2,198/mo
Today · 4.125%
HK$73,886
baseline
▲ 0.50% · 4.625%
HK$78,381
+HK$4,495/mo
Deposit HK$10.16M · loan HK$15.25M · min. income ≈ HK$147,772/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,079,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,347
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$79,421
−HK$2,104/mo
Today · 4.125%
HK$81,525
baseline
▲ 0.50% · 4.625%
HK$85,823
+HK$4,298/mo
Deposit HK$10.16M · loan HK$15.25M · min. income ≈ HK$163,050/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,079,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,113
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$83,636
−HK$2,564/mo
Today · 4.125%
HK$86,200
baseline
▲ 0.50% · 4.625%
HK$91,445
+HK$5,245/mo
Deposit HK$7.62M · loan HK$17.79M · min. income ≈ HK$172,400/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$1,079,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,238
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$92,658
−HK$2,455/mo
Today · 4.125%
HK$95,113
baseline
▲ 0.50% · 4.625%
HK$100,127
+HK$5,014/mo
Deposit HK$7.62M · loan HK$17.79M · min. income ≈ HK$190,226/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$1,079,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,289
−HK$6,539/mo
▼ 0.25% · 3.875%
HK$107,533
−HK$3,295/mo
Today · 4.125%
HK$110,828
baseline
▲ 0.50% · 4.625%
HK$117,572
+HK$6,744/mo
Deposit HK$2.54M · loan HK$22.87M · min. income ≈ HK$221,656/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,079,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,020
−HK$6,268/mo
▼ 0.25% · 3.875%
HK$119,132
−HK$3,156/mo
Today · 4.125%
HK$122,288
baseline
▲ 0.50% · 4.625%
HK$128,734
+HK$6,446/mo
Deposit HK$2.54M · loan HK$22.87M · min. income ≈ HK$244,576/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,079,866 · Scale 2, in force from 26 Feb 2026)