LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,941
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,743
−HK$1,832/mo
Today · 4.125%
HK$61,575
baseline
▲ 0.50% · 4.625%
HK$65,321
+HK$3,746/mo
Deposit HK$12.70M · loan HK$12.70M · min. income ≈ HK$123,150/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,079,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,459
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,188
−HK$1,754/mo
Today · 4.125%
HK$67,942
baseline
▲ 0.50% · 4.625%
HK$71,523
+HK$3,581/mo
Deposit HK$12.70M · loan HK$12.70M · min. income ≈ HK$135,884/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,079,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,529
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$71,692
−HK$2,198/mo
Today · 4.125%
HK$73,890
baseline
▲ 0.50% · 4.625%
HK$78,386
+HK$4,496/mo
Deposit HK$10.16M · loan HK$15.25M · min. income ≈ HK$147,780/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,079,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,351
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$79,425
−HK$2,105/mo
Today · 4.125%
HK$81,530
baseline
▲ 0.50% · 4.625%
HK$85,827
+HK$4,297/mo
Deposit HK$10.16M · loan HK$15.25M · min. income ≈ HK$163,060/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,079,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,118
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$83,641
−HK$2,563/mo
Today · 4.125%
HK$86,204
baseline
▲ 0.50% · 4.625%
HK$91,450
+HK$5,246/mo
Deposit HK$7.62M · loan HK$17.79M · min. income ≈ HK$172,408/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$1,079,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,243
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$92,663
−HK$2,455/mo
Today · 4.125%
HK$95,118
baseline
▲ 0.50% · 4.625%
HK$100,132
+HK$5,014/mo
Deposit HK$7.62M · loan HK$17.79M · min. income ≈ HK$190,236/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$1,079,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,294
−HK$6,540/mo
▼ 0.25% · 3.875%
HK$107,538
−HK$3,296/mo
Today · 4.125%
HK$110,834
baseline
▲ 0.50% · 4.625%
HK$117,578
+HK$6,744/mo
Deposit HK$2.54M · loan HK$22.87M · min. income ≈ HK$221,668/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,079,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,026
−HK$6,269/mo
▼ 0.25% · 3.875%
HK$119,138
−HK$3,157/mo
Today · 4.125%
HK$122,295
baseline
▲ 0.50% · 4.625%
HK$128,741
+HK$6,446/mo
Deposit HK$2.54M · loan HK$22.87M · min. income ≈ HK$244,590/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,079,923 · Scale 2, in force from 26 Feb 2026)