LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,948
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,750
−HK$1,832/mo
Today · 4.125%
HK$61,582
baseline
▲ 0.50% · 4.625%
HK$65,329
+HK$3,747/mo
Deposit HK$12.71M · loan HK$12.71M · min. income ≈ HK$123,164/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,080,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,466
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,195
−HK$1,754/mo
Today · 4.125%
HK$67,949
baseline
▲ 0.50% · 4.625%
HK$71,531
+HK$3,582/mo
Deposit HK$12.71M · loan HK$12.71M · min. income ≈ HK$135,898/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,080,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,538
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$71,701
−HK$2,197/mo
Today · 4.125%
HK$73,898
baseline
▲ 0.50% · 4.625%
HK$78,395
+HK$4,497/mo
Deposit HK$10.17M · loan HK$15.25M · min. income ≈ HK$147,796/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,080,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,360
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$79,435
−HK$2,104/mo
Today · 4.125%
HK$81,539
baseline
▲ 0.50% · 4.625%
HK$85,837
+HK$4,298/mo
Deposit HK$10.17M · loan HK$15.25M · min. income ≈ HK$163,078/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,080,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,127
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$83,651
−HK$2,563/mo
Today · 4.125%
HK$86,214
baseline
▲ 0.50% · 4.625%
HK$91,460
+HK$5,246/mo
Deposit HK$7.62M · loan HK$17.79M · min. income ≈ HK$172,428/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$1,080,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,253
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$92,674
−HK$2,455/mo
Today · 4.125%
HK$95,129
baseline
▲ 0.50% · 4.625%
HK$100,144
+HK$5,015/mo
Deposit HK$7.62M · loan HK$17.79M · min. income ≈ HK$190,258/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$1,080,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,306
−HK$6,541/mo
▼ 0.25% · 3.875%
HK$107,551
−HK$3,296/mo
Today · 4.125%
HK$110,847
baseline
▲ 0.50% · 4.625%
HK$117,592
+HK$6,745/mo
Deposit HK$2.54M · loan HK$22.87M · min. income ≈ HK$221,694/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,080,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,040
−HK$6,269/mo
▼ 0.25% · 3.875%
HK$119,152
−HK$3,157/mo
Today · 4.125%
HK$122,309
baseline
▲ 0.50% · 4.625%
HK$128,756
+HK$6,447/mo
Deposit HK$2.54M · loan HK$22.87M · min. income ≈ HK$244,618/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,080,048 · Scale 2, in force from 26 Feb 2026)