LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,953
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,756
−HK$1,832/mo
Today · 4.125%
HK$61,588
baseline
▲ 0.50% · 4.625%
HK$65,335
+HK$3,747/mo
Deposit HK$12.71M · loan HK$12.71M · min. income ≈ HK$123,176/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,080,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,473
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,202
−HK$1,754/mo
Today · 4.125%
HK$67,956
baseline
▲ 0.50% · 4.625%
HK$71,538
+HK$3,582/mo
Deposit HK$12.71M · loan HK$12.71M · min. income ≈ HK$135,912/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,080,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,544
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$71,707
−HK$2,198/mo
Today · 4.125%
HK$73,905
baseline
▲ 0.50% · 4.625%
HK$78,402
+HK$4,497/mo
Deposit HK$10.17M · loan HK$15.25M · min. income ≈ HK$147,810/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,080,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,367
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$79,442
−HK$2,105/mo
Today · 4.125%
HK$81,547
baseline
▲ 0.50% · 4.625%
HK$85,845
+HK$4,298/mo
Deposit HK$10.17M · loan HK$15.25M · min. income ≈ HK$163,094/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,080,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,135
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$83,658
−HK$2,565/mo
Today · 4.125%
HK$86,223
baseline
▲ 0.50% · 4.625%
HK$91,469
+HK$5,246/mo
Deposit HK$7.62M · loan HK$17.79M · min. income ≈ HK$172,446/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$1,080,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,262
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$92,682
−HK$2,456/mo
Today · 4.125%
HK$95,138
baseline
▲ 0.50% · 4.625%
HK$100,153
+HK$5,015/mo
Deposit HK$7.62M · loan HK$17.79M · min. income ≈ HK$190,276/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$1,080,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,316
−HK$6,542/mo
▼ 0.25% · 3.875%
HK$107,561
−HK$3,297/mo
Today · 4.125%
HK$110,858
baseline
▲ 0.50% · 4.625%
HK$117,603
+HK$6,745/mo
Deposit HK$2.54M · loan HK$22.87M · min. income ≈ HK$221,716/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,080,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,051
−HK$6,269/mo
▼ 0.25% · 3.875%
HK$119,163
−HK$3,157/mo
Today · 4.125%
HK$122,320
baseline
▲ 0.50% · 4.625%
HK$128,768
+HK$6,448/mo
Deposit HK$2.54M · loan HK$22.87M · min. income ≈ HK$244,640/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,080,150 · Scale 2, in force from 26 Feb 2026)