LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,954
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,757
−HK$1,832/mo
Today · 4.125%
HK$61,589
baseline
▲ 0.50% · 4.625%
HK$65,336
+HK$3,747/mo
Deposit HK$12.71M · loan HK$12.71M · min. income ≈ HK$123,178/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,080,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,474
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,203
−HK$1,754/mo
Today · 4.125%
HK$67,957
baseline
▲ 0.50% · 4.625%
HK$71,539
+HK$3,582/mo
Deposit HK$12.71M · loan HK$12.71M · min. income ≈ HK$135,914/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,080,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,545
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$71,709
−HK$2,197/mo
Today · 4.125%
HK$73,906
baseline
▲ 0.50% · 4.625%
HK$78,403
+HK$4,497/mo
Deposit HK$10.17M · loan HK$15.25M · min. income ≈ HK$147,812/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,080,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,368
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$79,443
−HK$2,105/mo
Today · 4.125%
HK$81,548
baseline
▲ 0.50% · 4.625%
HK$85,847
+HK$4,299/mo
Deposit HK$10.17M · loan HK$15.25M · min. income ≈ HK$163,096/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,080,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,136
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$83,660
−HK$2,564/mo
Today · 4.125%
HK$86,224
baseline
▲ 0.50% · 4.625%
HK$91,471
+HK$5,247/mo
Deposit HK$7.62M · loan HK$17.79M · min. income ≈ HK$172,448/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$1,080,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,263
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$92,684
−HK$2,456/mo
Today · 4.125%
HK$95,140
baseline
▲ 0.50% · 4.625%
HK$100,155
+HK$5,015/mo
Deposit HK$7.62M · loan HK$17.79M · min. income ≈ HK$190,280/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$1,080,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,318
−HK$6,542/mo
▼ 0.25% · 3.875%
HK$107,563
−HK$3,297/mo
Today · 4.125%
HK$110,860
baseline
▲ 0.50% · 4.625%
HK$117,605
+HK$6,745/mo
Deposit HK$2.54M · loan HK$22.87M · min. income ≈ HK$221,720/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,080,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,053
−HK$6,270/mo
▼ 0.25% · 3.875%
HK$119,165
−HK$3,158/mo
Today · 4.125%
HK$122,323
baseline
▲ 0.50% · 4.625%
HK$128,770
+HK$6,447/mo
Deposit HK$2.54M · loan HK$22.87M · min. income ≈ HK$244,646/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,080,170 · Scale 2, in force from 26 Feb 2026)