LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,960
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,763
−HK$1,832/mo
Today · 4.125%
HK$61,595
baseline
▲ 0.50% · 4.625%
HK$65,343
+HK$3,748/mo
Deposit HK$12.71M · loan HK$12.71M · min. income ≈ HK$123,190/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,080,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,480
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$66,209
−HK$1,755/mo
Today · 4.125%
HK$67,964
baseline
▲ 0.50% · 4.625%
HK$71,546
+HK$3,582/mo
Deposit HK$12.71M · loan HK$12.71M · min. income ≈ HK$135,928/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,080,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,552
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$71,716
−HK$2,198/mo
Today · 4.125%
HK$73,914
baseline
▲ 0.50% · 4.625%
HK$78,411
+HK$4,497/mo
Deposit HK$10.17M · loan HK$15.25M · min. income ≈ HK$147,828/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,080,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,376
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$79,451
−HK$2,105/mo
Today · 4.125%
HK$81,556
baseline
▲ 0.50% · 4.625%
HK$85,855
+HK$4,299/mo
Deposit HK$10.17M · loan HK$15.25M · min. income ≈ HK$163,112/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,080,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,144
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$83,668
−HK$2,565/mo
Today · 4.125%
HK$86,233
baseline
▲ 0.50% · 4.625%
HK$91,480
+HK$5,247/mo
Deposit HK$7.63M · loan HK$17.79M · min. income ≈ HK$172,466/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$1,080,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,272
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$92,693
−HK$2,456/mo
Today · 4.125%
HK$95,149
baseline
▲ 0.50% · 4.625%
HK$100,165
+HK$5,016/mo
Deposit HK$7.63M · loan HK$17.79M · min. income ≈ HK$190,298/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$1,080,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,328
−HK$6,542/mo
▼ 0.25% · 3.875%
HK$107,573
−HK$3,297/mo
Today · 4.125%
HK$110,870
baseline
▲ 0.50% · 4.625%
HK$117,617
+HK$6,747/mo
Deposit HK$2.54M · loan HK$22.88M · min. income ≈ HK$221,740/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,080,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,064
−HK$6,271/mo
▼ 0.25% · 3.875%
HK$119,177
−HK$3,158/mo
Today · 4.125%
HK$122,335
baseline
▲ 0.50% · 4.625%
HK$128,783
+HK$6,448/mo
Deposit HK$2.54M · loan HK$22.88M · min. income ≈ HK$244,670/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,080,276 · Scale 2, in force from 26 Feb 2026)