LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,977
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$59,780
−HK$1,833/mo
Today · 4.125%
HK$61,613
baseline
▲ 0.50% · 4.625%
HK$65,362
+HK$3,749/mo
Deposit HK$12.71M · loan HK$12.71M · min. income ≈ HK$123,226/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,080,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,499
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$66,229
−HK$1,755/mo
Today · 4.125%
HK$67,984
baseline
▲ 0.50% · 4.625%
HK$71,567
+HK$3,583/mo
Deposit HK$12.71M · loan HK$12.71M · min. income ≈ HK$135,968/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,080,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,572
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$71,737
−HK$2,198/mo
Today · 4.125%
HK$73,935
baseline
▲ 0.50% · 4.625%
HK$78,434
+HK$4,499/mo
Deposit HK$10.17M · loan HK$15.26M · min. income ≈ HK$147,870/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,080,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,399
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$79,474
−HK$2,106/mo
Today · 4.125%
HK$81,580
baseline
▲ 0.50% · 4.625%
HK$85,880
+HK$4,300/mo
Deposit HK$10.17M · loan HK$15.26M · min. income ≈ HK$163,160/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,080,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,168
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$83,693
−HK$2,565/mo
Today · 4.125%
HK$86,258
baseline
▲ 0.50% · 4.625%
HK$91,506
+HK$5,248/mo
Deposit HK$7.63M · loan HK$17.80M · min. income ≈ HK$172,516/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$1,080,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,298
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$92,720
−HK$2,457/mo
Today · 4.125%
HK$95,177
baseline
▲ 0.50% · 4.625%
HK$100,194
+HK$5,017/mo
Deposit HK$7.63M · loan HK$17.80M · min. income ≈ HK$190,354/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$1,080,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,359
−HK$6,544/mo
▼ 0.25% · 3.875%
HK$107,605
−HK$3,298/mo
Today · 4.125%
HK$110,903
baseline
▲ 0.50% · 4.625%
HK$117,651
+HK$6,748/mo
Deposit HK$2.54M · loan HK$22.88M · min. income ≈ HK$221,806/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,080,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,098
−HK$6,272/mo
▼ 0.25% · 3.875%
HK$119,212
−HK$3,158/mo
Today · 4.125%
HK$122,370
baseline
▲ 0.50% · 4.625%
HK$128,821
+HK$6,451/mo
Deposit HK$2.54M · loan HK$22.88M · min. income ≈ HK$244,740/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$1,080,591 · Scale 2, in force from 26 Feb 2026)