LTV · monthly repayment
▼ 0.50% · 3.625%
HK$579,925
−HK$36,366/mo
▼ 0.25% · 3.875%
HK$597,964
−HK$18,327/mo
Today · 4.125%
HK$616,291
baseline
▲ 0.50% · 4.625%
HK$653,791
+HK$37,500/mo
Deposit HK$127.16M · loan HK$127.16M · min. income ≈ HK$1,232,582/mo (50% DSR)
Upfront cash ≈ HK$143.69M (deposit + AVD stamp duty HK$16,531,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$645,161
−HK$34,856/mo
▼ 0.25% · 3.875%
HK$662,464
−HK$17,553/mo
Today · 4.125%
HK$680,017
baseline
▲ 0.50% · 4.625%
HK$715,861
+HK$35,844/mo
Deposit HK$127.16M · loan HK$127.16M · min. income ≈ HK$1,360,034/mo (50% DSR)
Upfront cash ≈ HK$143.69M (deposit + AVD stamp duty HK$16,531,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$695,910
−HK$43,640/mo
▼ 0.25% · 3.875%
HK$717,557
−HK$21,993/mo
Today · 4.125%
HK$739,550
baseline
▲ 0.50% · 4.625%
HK$784,549
+HK$44,999/mo
Deposit HK$101.73M · loan HK$152.59M · min. income ≈ HK$1,479,100/mo (50% DSR)
Upfront cash ≈ HK$118.26M (deposit + AVD stamp duty HK$16,531,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$774,193
−HK$41,827/mo
▼ 0.25% · 3.875%
HK$794,956
−HK$21,064/mo
Today · 4.125%
HK$816,020
baseline
▲ 0.50% · 4.625%
HK$859,034
+HK$43,014/mo
Deposit HK$101.73M · loan HK$152.59M · min. income ≈ HK$1,632,040/mo (50% DSR)
Upfront cash ≈ HK$118.26M (deposit + AVD stamp duty HK$16,531,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$811,895
−HK$50,913/mo
▼ 0.25% · 3.875%
HK$837,149
−HK$25,659/mo
Today · 4.125%
HK$862,808
baseline
▲ 0.50% · 4.625%
HK$915,308
+HK$52,500/mo
Deposit HK$76.30M · loan HK$178.03M · min. income ≈ HK$1,725,616/mo (50% DSR)
Upfront cash ≈ HK$92.83M (deposit + AVD stamp duty HK$16,531,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$903,225
−HK$48,798/mo
▼ 0.25% · 3.875%
HK$927,449
−HK$24,574/mo
Today · 4.125%
HK$952,023
baseline
▲ 0.50% · 4.625%
HK$1,002,206
+HK$50,183/mo
Deposit HK$76.30M · loan HK$178.03M · min. income ≈ HK$1,904,046/mo (50% DSR)
Upfront cash ≈ HK$92.83M (deposit + AVD stamp duty HK$16,531,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,043,865
−HK$65,459/mo
▼ 0.25% · 3.875%
HK$1,076,335
−HK$32,989/mo
Today · 4.125%
HK$1,109,324
baseline
▲ 0.50% · 4.625%
HK$1,176,824
+HK$67,500/mo
Deposit HK$25.43M · loan HK$228.89M · min. income ≈ HK$2,218,648/mo (50% DSR)
Upfront cash ≈ HK$41.96M (deposit + AVD stamp duty HK$16,531,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,161,289
−HK$62,741/mo
▼ 0.25% · 3.875%
HK$1,192,434
−HK$31,596/mo
Today · 4.125%
HK$1,224,030
baseline
▲ 0.50% · 4.625%
HK$1,288,550
+HK$64,520/mo
Deposit HK$25.43M · loan HK$228.89M · min. income ≈ HK$2,448,060/mo (50% DSR)
Upfront cash ≈ HK$41.96M (deposit + AVD stamp duty HK$16,531,089 · Scale 2, in force from 26 Feb 2026)