LTV · monthly repayment
▼ 0.50% · 3.625%
HK$580,083
−HK$36,376/mo
▼ 0.25% · 3.875%
HK$598,127
−HK$18,332/mo
Today · 4.125%
HK$616,459
baseline
▲ 0.50% · 4.625%
HK$653,969
+HK$37,510/mo
Deposit HK$127.20M · loan HK$127.20M · min. income ≈ HK$1,232,918/mo (50% DSR)
Upfront cash ≈ HK$143.73M (deposit + AVD stamp duty HK$16,535,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$645,336
−HK$34,866/mo
▼ 0.25% · 3.875%
HK$662,644
−HK$17,558/mo
Today · 4.125%
HK$680,202
baseline
▲ 0.50% · 4.625%
HK$716,056
+HK$35,854/mo
Deposit HK$127.20M · loan HK$127.20M · min. income ≈ HK$1,360,404/mo (50% DSR)
Upfront cash ≈ HK$143.73M (deposit + AVD stamp duty HK$16,535,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$696,100
−HK$43,651/mo
▼ 0.25% · 3.875%
HK$717,752
−HK$21,999/mo
Today · 4.125%
HK$739,751
baseline
▲ 0.50% · 4.625%
HK$784,763
+HK$45,012/mo
Deposit HK$101.76M · loan HK$152.64M · min. income ≈ HK$1,479,502/mo (50% DSR)
Upfront cash ≈ HK$118.29M (deposit + AVD stamp duty HK$16,535,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$774,404
−HK$41,838/mo
▼ 0.25% · 3.875%
HK$795,173
−HK$21,069/mo
Today · 4.125%
HK$816,242
baseline
▲ 0.50% · 4.625%
HK$859,268
+HK$43,026/mo
Deposit HK$101.76M · loan HK$152.64M · min. income ≈ HK$1,632,484/mo (50% DSR)
Upfront cash ≈ HK$118.29M (deposit + AVD stamp duty HK$16,535,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$812,116
−HK$50,927/mo
▼ 0.25% · 3.875%
HK$837,378
−HK$25,665/mo
Today · 4.125%
HK$863,043
baseline
▲ 0.50% · 4.625%
HK$915,557
+HK$52,514/mo
Deposit HK$76.32M · loan HK$178.08M · min. income ≈ HK$1,726,086/mo (50% DSR)
Upfront cash ≈ HK$92.85M (deposit + AVD stamp duty HK$16,535,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$903,471
−HK$48,812/mo
▼ 0.25% · 3.875%
HK$927,702
−HK$24,581/mo
Today · 4.125%
HK$952,283
baseline
▲ 0.50% · 4.625%
HK$1,002,479
+HK$50,196/mo
Deposit HK$76.32M · loan HK$178.08M · min. income ≈ HK$1,904,566/mo (50% DSR)
Upfront cash ≈ HK$92.85M (deposit + AVD stamp duty HK$16,535,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,044,149
−HK$65,478/mo
▼ 0.25% · 3.875%
HK$1,076,628
−HK$32,999/mo
Today · 4.125%
HK$1,109,627
baseline
▲ 0.50% · 4.625%
HK$1,177,145
+HK$67,518/mo
Deposit HK$25.44M · loan HK$228.95M · min. income ≈ HK$2,219,254/mo (50% DSR)
Upfront cash ≈ HK$41.97M (deposit + AVD stamp duty HK$16,535,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,161,606
−HK$62,758/mo
▼ 0.25% · 3.875%
HK$1,192,759
−HK$31,605/mo
Today · 4.125%
HK$1,224,364
baseline
▲ 0.50% · 4.625%
HK$1,288,901
+HK$64,537/mo
Deposit HK$25.44M · loan HK$228.95M · min. income ≈ HK$2,448,728/mo (50% DSR)
Upfront cash ≈ HK$41.97M (deposit + AVD stamp duty HK$16,535,593 · Scale 2, in force from 26 Feb 2026)