LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,013
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,817
−HK$1,834/mo
Today · 4.125%
HK$61,651
baseline
▲ 0.50% · 4.625%
HK$65,402
+HK$3,751/mo
Deposit HK$12.72M · loan HK$12.72M · min. income ≈ HK$123,302/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,081,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,539
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,269
−HK$1,756/mo
Today · 4.125%
HK$68,025
baseline
▲ 0.50% · 4.625%
HK$71,611
+HK$3,586/mo
Deposit HK$12.72M · loan HK$12.72M · min. income ≈ HK$136,050/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,081,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,615
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$71,781
−HK$2,200/mo
Today · 4.125%
HK$73,981
baseline
▲ 0.50% · 4.625%
HK$78,482
+HK$4,501/mo
Deposit HK$10.18M · loan HK$15.26M · min. income ≈ HK$147,962/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,081,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,446
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$79,523
−HK$2,107/mo
Today · 4.125%
HK$81,630
baseline
▲ 0.50% · 4.625%
HK$85,933
+HK$4,303/mo
Deposit HK$10.18M · loan HK$15.26M · min. income ≈ HK$163,260/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,081,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,218
−HK$5,093/mo
▼ 0.25% · 3.875%
HK$83,744
−HK$2,567/mo
Today · 4.125%
HK$86,311
baseline
▲ 0.50% · 4.625%
HK$91,563
+HK$5,252/mo
Deposit HK$7.63M · loan HK$17.81M · min. income ≈ HK$172,622/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$1,081,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,354
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$92,777
−HK$2,458/mo
Today · 4.125%
HK$95,235
baseline
▲ 0.50% · 4.625%
HK$100,255
+HK$5,020/mo
Deposit HK$7.63M · loan HK$17.81M · min. income ≈ HK$190,470/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$1,081,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,423
−HK$6,548/mo
▼ 0.25% · 3.875%
HK$107,671
−HK$3,300/mo
Today · 4.125%
HK$110,971
baseline
▲ 0.50% · 4.625%
HK$117,723
+HK$6,752/mo
Deposit HK$2.54M · loan HK$22.90M · min. income ≈ HK$221,942/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$1,081,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,169
−HK$6,277/mo
▼ 0.25% · 3.875%
HK$119,285
−HK$3,161/mo
Today · 4.125%
HK$122,446
baseline
▲ 0.50% · 4.625%
HK$128,900
+HK$6,454/mo
Deposit HK$2.54M · loan HK$22.90M · min. income ≈ HK$244,892/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$1,081,256 · Scale 2, in force from 26 Feb 2026)