LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,029
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,834
−HK$1,833/mo
Today · 4.125%
HK$61,667
baseline
▲ 0.50% · 4.625%
HK$65,420
+HK$3,753/mo
Deposit HK$12.72M · loan HK$12.72M · min. income ≈ HK$123,334/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,081,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,556
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,288
−HK$1,756/mo
Today · 4.125%
HK$68,044
baseline
▲ 0.50% · 4.625%
HK$71,631
+HK$3,587/mo
Deposit HK$12.72M · loan HK$12.72M · min. income ≈ HK$136,088/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,081,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,634
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$71,800
−HK$2,201/mo
Today · 4.125%
HK$74,001
baseline
▲ 0.50% · 4.625%
HK$78,504
+HK$4,503/mo
Deposit HK$10.18M · loan HK$15.27M · min. income ≈ HK$148,002/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,081,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,467
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,545
−HK$2,108/mo
Today · 4.125%
HK$81,653
baseline
▲ 0.50% · 4.625%
HK$85,957
+HK$4,304/mo
Deposit HK$10.18M · loan HK$15.27M · min. income ≈ HK$163,306/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,081,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,240
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$83,767
−HK$2,567/mo
Today · 4.125%
HK$86,334
baseline
▲ 0.50% · 4.625%
HK$91,588
+HK$5,254/mo
Deposit HK$7.63M · loan HK$17.81M · min. income ≈ HK$172,668/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$1,081,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,379
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$92,803
−HK$2,458/mo
Today · 4.125%
HK$95,261
baseline
▲ 0.50% · 4.625%
HK$100,283
+HK$5,022/mo
Deposit HK$7.63M · loan HK$17.81M · min. income ≈ HK$190,522/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$1,081,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,451
−HK$6,550/mo
▼ 0.25% · 3.875%
HK$107,700
−HK$3,301/mo
Today · 4.125%
HK$111,001
baseline
▲ 0.50% · 4.625%
HK$117,756
+HK$6,755/mo
Deposit HK$2.54M · loan HK$22.90M · min. income ≈ HK$222,002/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$1,081,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,201
−HK$6,278/mo
▼ 0.25% · 3.875%
HK$119,318
−HK$3,161/mo
Today · 4.125%
HK$122,479
baseline
▲ 0.50% · 4.625%
HK$128,935
+HK$6,456/mo
Deposit HK$2.54M · loan HK$22.90M · min. income ≈ HK$244,958/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$1,081,551 · Scale 2, in force from 26 Feb 2026)