LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,041
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,846
−HK$1,834/mo
Today · 4.125%
HK$61,680
baseline
▲ 0.50% · 4.625%
HK$65,433
+HK$3,753/mo
Deposit HK$12.73M · loan HK$12.73M · min. income ≈ HK$123,360/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,081,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,570
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,301
−HK$1,757/mo
Today · 4.125%
HK$68,058
baseline
▲ 0.50% · 4.625%
HK$71,646
+HK$3,588/mo
Deposit HK$12.73M · loan HK$12.73M · min. income ≈ HK$136,116/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,081,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,649
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$71,815
−HK$2,201/mo
Today · 4.125%
HK$74,016
baseline
▲ 0.50% · 4.625%
HK$78,520
+HK$4,504/mo
Deposit HK$10.18M · loan HK$15.27M · min. income ≈ HK$148,032/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,081,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,484
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,562
−HK$2,108/mo
Today · 4.125%
HK$81,670
baseline
▲ 0.50% · 4.625%
HK$85,975
+HK$4,305/mo
Deposit HK$10.18M · loan HK$15.27M · min. income ≈ HK$163,340/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,081,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,257
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$83,785
−HK$2,567/mo
Today · 4.125%
HK$86,352
baseline
▲ 0.50% · 4.625%
HK$91,607
+HK$5,255/mo
Deposit HK$7.64M · loan HK$17.82M · min. income ≈ HK$172,704/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$1,081,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,398
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$92,822
−HK$2,459/mo
Today · 4.125%
HK$95,281
baseline
▲ 0.50% · 4.625%
HK$100,304
+HK$5,023/mo
Deposit HK$7.64M · loan HK$17.82M · min. income ≈ HK$190,562/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$1,081,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,473
−HK$6,552/mo
▼ 0.25% · 3.875%
HK$107,723
−HK$3,302/mo
Today · 4.125%
HK$111,025
baseline
▲ 0.50% · 4.625%
HK$117,780
+HK$6,755/mo
Deposit HK$2.55M · loan HK$22.91M · min. income ≈ HK$222,050/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$1,081,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,225
−HK$6,280/mo
▼ 0.25% · 3.875%
HK$119,343
−HK$3,162/mo
Today · 4.125%
HK$122,505
baseline
▲ 0.50% · 4.625%
HK$128,962
+HK$6,457/mo
Deposit HK$2.55M · loan HK$22.91M · min. income ≈ HK$245,010/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$1,081,778 · Scale 2, in force from 26 Feb 2026)