LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,067
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$59,873
−HK$1,835/mo
Today · 4.125%
HK$61,708
baseline
▲ 0.50% · 4.625%
HK$65,463
+HK$3,755/mo
Deposit HK$12.73M · loan HK$12.73M · min. income ≈ HK$123,416/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,082,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,599
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,331
−HK$1,758/mo
Today · 4.125%
HK$68,089
baseline
▲ 0.50% · 4.625%
HK$71,678
+HK$3,589/mo
Deposit HK$12.73M · loan HK$12.73M · min. income ≈ HK$136,178/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,082,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,680
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$71,848
−HK$2,202/mo
Today · 4.125%
HK$74,050
baseline
▲ 0.50% · 4.625%
HK$78,555
+HK$4,505/mo
Deposit HK$10.19M · loan HK$15.28M · min. income ≈ HK$148,100/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,082,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,518
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$79,597
−HK$2,110/mo
Today · 4.125%
HK$81,707
baseline
▲ 0.50% · 4.625%
HK$86,013
+HK$4,306/mo
Deposit HK$10.19M · loan HK$15.28M · min. income ≈ HK$163,414/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,082,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,294
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$83,822
−HK$2,569/mo
Today · 4.125%
HK$86,391
baseline
▲ 0.50% · 4.625%
HK$91,648
+HK$5,257/mo
Deposit HK$7.64M · loan HK$17.83M · min. income ≈ HK$172,782/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$1,082,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,438
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$92,864
−HK$2,460/mo
Today · 4.125%
HK$95,324
baseline
▲ 0.50% · 4.625%
HK$100,349
+HK$5,025/mo
Deposit HK$7.64M · loan HK$17.83M · min. income ≈ HK$190,648/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$1,082,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,520
−HK$6,555/mo
▼ 0.25% · 3.875%
HK$107,771
−HK$3,304/mo
Today · 4.125%
HK$111,075
baseline
▲ 0.50% · 4.625%
HK$117,833
+HK$6,758/mo
Deposit HK$2.55M · loan HK$22.92M · min. income ≈ HK$222,150/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$1,082,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,278
−HK$6,282/mo
▼ 0.25% · 3.875%
HK$119,396
−HK$3,164/mo
Today · 4.125%
HK$122,560
baseline
▲ 0.50% · 4.625%
HK$129,020
+HK$6,460/mo
Deposit HK$2.55M · loan HK$22.92M · min. income ≈ HK$245,120/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$1,082,264 · Scale 2, in force from 26 Feb 2026)