LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,094
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$59,901
−HK$1,836/mo
Today · 4.125%
HK$61,737
baseline
▲ 0.50% · 4.625%
HK$65,494
+HK$3,757/mo
Deposit HK$12.74M · loan HK$12.74M · min. income ≈ HK$123,474/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,082,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,629
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,363
−HK$1,758/mo
Today · 4.125%
HK$68,121
baseline
▲ 0.50% · 4.625%
HK$71,712
+HK$3,591/mo
Deposit HK$12.74M · loan HK$12.74M · min. income ≈ HK$136,242/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,082,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,713
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$71,882
−HK$2,203/mo
Today · 4.125%
HK$74,085
baseline
▲ 0.50% · 4.625%
HK$78,593
+HK$4,508/mo
Deposit HK$10.19M · loan HK$15.29M · min. income ≈ HK$148,170/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,082,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,555
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$79,635
−HK$2,110/mo
Today · 4.125%
HK$81,745
baseline
▲ 0.50% · 4.625%
HK$86,054
+HK$4,309/mo
Deposit HK$10.19M · loan HK$15.29M · min. income ≈ HK$163,490/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,082,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,332
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$83,862
−HK$2,570/mo
Today · 4.125%
HK$86,432
baseline
▲ 0.50% · 4.625%
HK$91,691
+HK$5,259/mo
Deposit HK$7.64M · loan HK$17.83M · min. income ≈ HK$172,864/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$1,082,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,481
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$92,908
−HK$2,461/mo
Today · 4.125%
HK$95,369
baseline
▲ 0.50% · 4.625%
HK$100,396
+HK$5,027/mo
Deposit HK$7.64M · loan HK$17.83M · min. income ≈ HK$190,738/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$1,082,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,570
−HK$6,557/mo
▼ 0.25% · 3.875%
HK$107,822
−HK$3,305/mo
Today · 4.125%
HK$111,127
baseline
▲ 0.50% · 4.625%
HK$117,889
+HK$6,762/mo
Deposit HK$2.55M · loan HK$22.93M · min. income ≈ HK$222,254/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$1,082,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,333
−HK$6,285/mo
▼ 0.25% · 3.875%
HK$119,453
−HK$3,165/mo
Today · 4.125%
HK$122,618
baseline
▲ 0.50% · 4.625%
HK$129,081
+HK$6,463/mo
Deposit HK$2.55M · loan HK$22.93M · min. income ≈ HK$245,236/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$1,082,776 · Scale 2, in force from 26 Feb 2026)