LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,101
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$59,908
−HK$1,837/mo
Today · 4.125%
HK$61,745
baseline
▲ 0.50% · 4.625%
HK$65,502
+HK$3,757/mo
Deposit HK$12.74M · loan HK$12.74M · min. income ≈ HK$123,490/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,082,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,637
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,370
−HK$1,759/mo
Today · 4.125%
HK$68,129
baseline
▲ 0.50% · 4.625%
HK$71,720
+HK$3,591/mo
Deposit HK$12.74M · loan HK$12.74M · min. income ≈ HK$136,258/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,082,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,721
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$71,890
−HK$2,204/mo
Today · 4.125%
HK$74,094
baseline
▲ 0.50% · 4.625%
HK$78,602
+HK$4,508/mo
Deposit HK$10.19M · loan HK$15.29M · min. income ≈ HK$148,188/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,082,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,564
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$79,645
−HK$2,110/mo
Today · 4.125%
HK$81,755
baseline
▲ 0.50% · 4.625%
HK$86,064
+HK$4,309/mo
Deposit HK$10.19M · loan HK$15.29M · min. income ≈ HK$163,510/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,082,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,342
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$83,872
−HK$2,570/mo
Today · 4.125%
HK$86,442
baseline
▲ 0.50% · 4.625%
HK$91,702
+HK$5,260/mo
Deposit HK$7.64M · loan HK$17.84M · min. income ≈ HK$172,884/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$1,082,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,492
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$92,919
−HK$2,462/mo
Today · 4.125%
HK$95,381
baseline
▲ 0.50% · 4.625%
HK$100,408
+HK$5,027/mo
Deposit HK$7.64M · loan HK$17.84M · min. income ≈ HK$190,762/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$1,082,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,582
−HK$6,558/mo
▼ 0.25% · 3.875%
HK$107,835
−HK$3,305/mo
Today · 4.125%
HK$111,140
baseline
▲ 0.50% · 4.625%
HK$117,903
+HK$6,763/mo
Deposit HK$2.55M · loan HK$22.93M · min. income ≈ HK$222,280/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$1,082,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,346
−HK$6,286/mo
▼ 0.25% · 3.875%
HK$119,467
−HK$3,165/mo
Today · 4.125%
HK$122,632
baseline
▲ 0.50% · 4.625%
HK$129,096
+HK$6,464/mo
Deposit HK$2.55M · loan HK$22.93M · min. income ≈ HK$245,264/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$1,082,904 · Scale 2, in force from 26 Feb 2026)