LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,132
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,941
−HK$1,837/mo
Today · 4.125%
HK$61,778
baseline
▲ 0.50% · 4.625%
HK$65,537
+HK$3,759/mo
Deposit HK$12.75M · loan HK$12.75M · min. income ≈ HK$123,556/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,083,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,672
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$66,406
−HK$1,760/mo
Today · 4.125%
HK$68,166
baseline
▲ 0.50% · 4.625%
HK$71,759
+HK$3,593/mo
Deposit HK$12.75M · loan HK$12.75M · min. income ≈ HK$136,332/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,083,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,759
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$71,929
−HK$2,204/mo
Today · 4.125%
HK$74,133
baseline
▲ 0.50% · 4.625%
HK$78,644
+HK$4,511/mo
Deposit HK$10.20M · loan HK$15.30M · min. income ≈ HK$148,266/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,083,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,606
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$79,688
−HK$2,111/mo
Today · 4.125%
HK$81,799
baseline
▲ 0.50% · 4.625%
HK$86,111
+HK$4,312/mo
Deposit HK$10.20M · loan HK$15.30M · min. income ≈ HK$163,598/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,083,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,385
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$83,917
−HK$2,572/mo
Today · 4.125%
HK$86,489
baseline
▲ 0.50% · 4.625%
HK$91,752
+HK$5,263/mo
Deposit HK$7.65M · loan HK$17.85M · min. income ≈ HK$172,978/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$1,083,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,541
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$92,969
−HK$2,463/mo
Today · 4.125%
HK$95,432
baseline
▲ 0.50% · 4.625%
HK$100,463
+HK$5,031/mo
Deposit HK$7.65M · loan HK$17.85M · min. income ≈ HK$190,864/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$1,083,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,638
−HK$6,562/mo
▼ 0.25% · 3.875%
HK$107,893
−HK$3,307/mo
Today · 4.125%
HK$111,200
baseline
▲ 0.50% · 4.625%
HK$117,967
+HK$6,767/mo
Deposit HK$2.55M · loan HK$22.94M · min. income ≈ HK$222,400/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$1,083,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,409
−HK$6,290/mo
▼ 0.25% · 3.875%
HK$119,531
−HK$3,168/mo
Today · 4.125%
HK$122,699
baseline
▲ 0.50% · 4.625%
HK$129,166
+HK$6,467/mo
Deposit HK$2.55M · loan HK$22.94M · min. income ≈ HK$245,398/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$1,083,489 · Scale 2, in force from 26 Feb 2026)