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Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$2.55M
HIBOR 1M · 3.9%
Prime · 6.125%
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$8,140
−HK$510/mo
▼ 0.25% · 3.875%
HK$8,393
−HK$257/mo
Today · 4.125%
HK$8,650
baseline
▲ 0.50% · 4.625%
HK$9,176
+HK$526/mo
Deposit HK$765K · loan HK$1.78M · min. income ≈ HK$17,300/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.
Data sourced from Renavon.com