LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,140
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,949
−HK$1,837/mo
Today · 4.125%
HK$61,786
baseline
▲ 0.50% · 4.625%
HK$65,546
+HK$3,760/mo
Deposit HK$12.75M · loan HK$12.75M · min. income ≈ HK$123,572/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,083,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,680
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,415
−HK$1,760/mo
Today · 4.125%
HK$68,175
baseline
▲ 0.50% · 4.625%
HK$71,769
+HK$3,594/mo
Deposit HK$12.75M · loan HK$12.75M · min. income ≈ HK$136,350/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,083,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,768
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$71,939
−HK$2,204/mo
Today · 4.125%
HK$74,143
baseline
▲ 0.50% · 4.625%
HK$78,655
+HK$4,512/mo
Deposit HK$10.20M · loan HK$15.30M · min. income ≈ HK$148,286/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,083,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,617
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$79,698
−HK$2,112/mo
Today · 4.125%
HK$81,810
baseline
▲ 0.50% · 4.625%
HK$86,122
+HK$4,312/mo
Deposit HK$10.20M · loan HK$15.30M · min. income ≈ HK$163,620/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,083,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,396
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$83,928
−HK$2,573/mo
Today · 4.125%
HK$86,501
baseline
▲ 0.50% · 4.625%
HK$91,764
+HK$5,263/mo
Deposit HK$7.65M · loan HK$17.85M · min. income ≈ HK$173,002/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$1,083,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,553
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$92,981
−HK$2,464/mo
Today · 4.125%
HK$95,445
baseline
▲ 0.50% · 4.625%
HK$100,476
+HK$5,031/mo
Deposit HK$7.65M · loan HK$17.85M · min. income ≈ HK$190,890/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$1,083,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,652
−HK$6,563/mo
▼ 0.25% · 3.875%
HK$107,908
−HK$3,307/mo
Today · 4.125%
HK$111,215
baseline
▲ 0.50% · 4.625%
HK$117,982
+HK$6,767/mo
Deposit HK$2.55M · loan HK$22.95M · min. income ≈ HK$222,430/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$1,083,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,425
−HK$6,290/mo
▼ 0.25% · 3.875%
HK$119,547
−HK$3,168/mo
Today · 4.125%
HK$122,715
baseline
▲ 0.50% · 4.625%
HK$129,183
+HK$6,468/mo
Deposit HK$2.55M · loan HK$22.95M · min. income ≈ HK$245,430/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$1,083,634 · Scale 2, in force from 26 Feb 2026)