LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,143
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,951
−HK$1,838/mo
Today · 4.125%
HK$61,789
baseline
▲ 0.50% · 4.625%
HK$65,548
+HK$3,759/mo
Deposit HK$12.75M · loan HK$12.75M · min. income ≈ HK$123,578/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,083,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,683
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,418
−HK$1,760/mo
Today · 4.125%
HK$68,178
baseline
▲ 0.50% · 4.625%
HK$71,771
+HK$3,593/mo
Deposit HK$12.75M · loan HK$12.75M · min. income ≈ HK$136,356/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,083,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,771
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$71,941
−HK$2,205/mo
Today · 4.125%
HK$74,146
baseline
▲ 0.50% · 4.625%
HK$78,658
+HK$4,512/mo
Deposit HK$10.20M · loan HK$15.30M · min. income ≈ HK$148,292/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,083,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,620
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$79,701
−HK$2,112/mo
Today · 4.125%
HK$81,813
baseline
▲ 0.50% · 4.625%
HK$86,126
+HK$4,313/mo
Deposit HK$10.20M · loan HK$15.30M · min. income ≈ HK$163,626/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,083,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,400
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$83,932
−HK$2,572/mo
Today · 4.125%
HK$86,504
baseline
▲ 0.50% · 4.625%
HK$91,768
+HK$5,264/mo
Deposit HK$7.65M · loan HK$17.85M · min. income ≈ HK$173,008/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$1,083,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,556
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$92,985
−HK$2,464/mo
Today · 4.125%
HK$95,449
baseline
▲ 0.50% · 4.625%
HK$100,480
+HK$5,031/mo
Deposit HK$7.65M · loan HK$17.85M · min. income ≈ HK$190,898/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$1,083,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,657
−HK$6,562/mo
▼ 0.25% · 3.875%
HK$107,912
−HK$3,307/mo
Today · 4.125%
HK$111,219
baseline
▲ 0.50% · 4.625%
HK$117,987
+HK$6,768/mo
Deposit HK$2.55M · loan HK$22.95M · min. income ≈ HK$222,438/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$1,083,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,429
−HK$6,291/mo
▼ 0.25% · 3.875%
HK$119,552
−HK$3,168/mo
Today · 4.125%
HK$122,720
baseline
▲ 0.50% · 4.625%
HK$129,188
+HK$6,468/mo
Deposit HK$2.55M · loan HK$22.95M · min. income ≈ HK$245,440/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$1,083,676 · Scale 2, in force from 26 Feb 2026)