LTV · monthly repayment
▼ 0.50% · 3.625%
HK$581,498
−HK$36,465/mo
▼ 0.25% · 3.875%
HK$599,586
−HK$18,377/mo
Today · 4.125%
HK$617,963
baseline
▲ 0.50% · 4.625%
HK$655,564
+HK$37,601/mo
Deposit HK$127.51M · loan HK$127.51M · min. income ≈ HK$1,235,926/mo (50% DSR)
Upfront cash ≈ HK$144.08M (deposit + AVD stamp duty HK$16,575,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$646,911
−HK$34,950/mo
▼ 0.25% · 3.875%
HK$664,260
−HK$17,601/mo
Today · 4.125%
HK$681,861
baseline
▲ 0.50% · 4.625%
HK$717,803
+HK$35,942/mo
Deposit HK$127.51M · loan HK$127.51M · min. income ≈ HK$1,363,722/mo (50% DSR)
Upfront cash ≈ HK$144.08M (deposit + AVD stamp duty HK$16,575,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$697,797
−HK$43,758/mo
▼ 0.25% · 3.875%
HK$719,503
−HK$22,052/mo
Today · 4.125%
HK$741,555
baseline
▲ 0.50% · 4.625%
HK$786,677
+HK$45,122/mo
Deposit HK$102.01M · loan HK$153.01M · min. income ≈ HK$1,483,110/mo (50% DSR)
Upfront cash ≈ HK$118.58M (deposit + AVD stamp duty HK$16,575,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$776,293
−HK$41,940/mo
▼ 0.25% · 3.875%
HK$797,112
−HK$21,121/mo
Today · 4.125%
HK$818,233
baseline
▲ 0.50% · 4.625%
HK$861,364
+HK$43,131/mo
Deposit HK$102.01M · loan HK$153.01M · min. income ≈ HK$1,636,466/mo (50% DSR)
Upfront cash ≈ HK$118.58M (deposit + AVD stamp duty HK$16,575,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$814,097
−HK$51,051/mo
▼ 0.25% · 3.875%
HK$839,420
−HK$25,728/mo
Today · 4.125%
HK$865,148
baseline
▲ 0.50% · 4.625%
HK$917,790
+HK$52,642/mo
Deposit HK$76.50M · loan HK$178.51M · min. income ≈ HK$1,730,296/mo (50% DSR)
Upfront cash ≈ HK$93.08M (deposit + AVD stamp duty HK$16,575,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$905,675
−HK$48,931/mo
▼ 0.25% · 3.875%
HK$929,964
−HK$24,642/mo
Today · 4.125%
HK$954,606
baseline
▲ 0.50% · 4.625%
HK$1,004,924
+HK$50,318/mo
Deposit HK$76.50M · loan HK$178.51M · min. income ≈ HK$1,909,212/mo (50% DSR)
Upfront cash ≈ HK$93.08M (deposit + AVD stamp duty HK$16,575,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,046,696
−HK$65,637/mo
▼ 0.25% · 3.875%
HK$1,079,254
−HK$33,079/mo
Today · 4.125%
HK$1,112,333
baseline
▲ 0.50% · 4.625%
HK$1,180,016
+HK$67,683/mo
Deposit HK$25.50M · loan HK$229.51M · min. income ≈ HK$2,224,666/mo (50% DSR)
Upfront cash ≈ HK$42.08M (deposit + AVD stamp duty HK$16,575,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,164,439
−HK$62,911/mo
▼ 0.25% · 3.875%
HK$1,195,669
−HK$31,681/mo
Today · 4.125%
HK$1,227,350
baseline
▲ 0.50% · 4.625%
HK$1,292,045
+HK$64,695/mo
Deposit HK$25.50M · loan HK$229.51M · min. income ≈ HK$2,454,700/mo (50% DSR)
Upfront cash ≈ HK$42.08M (deposit + AVD stamp duty HK$16,575,926 · Scale 2, in force from 26 Feb 2026)