LTV · monthly repayment
▼ 0.50% · 3.625%
HK$581,847
−HK$36,487/mo
▼ 0.25% · 3.875%
HK$599,946
−HK$18,388/mo
Today · 4.125%
HK$618,334
baseline
▲ 0.50% · 4.625%
HK$655,959
+HK$37,625/mo
Deposit HK$127.58M · loan HK$127.58M · min. income ≈ HK$1,236,668/mo (50% DSR)
Upfront cash ≈ HK$144.17M (deposit + AVD stamp duty HK$16,585,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$647,299
−HK$34,972/mo
▼ 0.25% · 3.875%
HK$664,660
−HK$17,611/mo
Today · 4.125%
HK$682,271
baseline
▲ 0.50% · 4.625%
HK$718,234
+HK$35,963/mo
Deposit HK$127.58M · loan HK$127.58M · min. income ≈ HK$1,364,542/mo (50% DSR)
Upfront cash ≈ HK$144.17M (deposit + AVD stamp duty HK$16,585,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$698,217
−HK$43,784/mo
▼ 0.25% · 3.875%
HK$719,935
−HK$22,066/mo
Today · 4.125%
HK$742,001
baseline
▲ 0.50% · 4.625%
HK$787,150
+HK$45,149/mo
Deposit HK$102.07M · loan HK$153.10M · min. income ≈ HK$1,484,002/mo (50% DSR)
Upfront cash ≈ HK$118.65M (deposit + AVD stamp duty HK$16,585,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$776,759
−HK$41,966/mo
▼ 0.25% · 3.875%
HK$797,592
−HK$21,133/mo
Today · 4.125%
HK$818,725
baseline
▲ 0.50% · 4.625%
HK$861,881
+HK$43,156/mo
Deposit HK$102.07M · loan HK$153.10M · min. income ≈ HK$1,637,450/mo (50% DSR)
Upfront cash ≈ HK$118.65M (deposit + AVD stamp duty HK$16,585,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$814,586
−HK$51,082/mo
▼ 0.25% · 3.875%
HK$839,925
−HK$25,743/mo
Today · 4.125%
HK$865,668
baseline
▲ 0.50% · 4.625%
HK$918,342
+HK$52,674/mo
Deposit HK$76.55M · loan HK$178.62M · min. income ≈ HK$1,731,336/mo (50% DSR)
Upfront cash ≈ HK$93.14M (deposit + AVD stamp duty HK$16,585,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$906,219
−HK$48,960/mo
▼ 0.25% · 3.875%
HK$930,524
−HK$24,655/mo
Today · 4.125%
HK$955,179
baseline
▲ 0.50% · 4.625%
HK$1,005,528
+HK$50,349/mo
Deposit HK$76.55M · loan HK$178.62M · min. income ≈ HK$1,910,358/mo (50% DSR)
Upfront cash ≈ HK$93.14M (deposit + AVD stamp duty HK$16,585,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,047,325
−HK$65,677/mo
▼ 0.25% · 3.875%
HK$1,079,903
−HK$33,099/mo
Today · 4.125%
HK$1,113,002
baseline
▲ 0.50% · 4.625%
HK$1,180,725
+HK$67,723/mo
Deposit HK$25.52M · loan HK$229.65M · min. income ≈ HK$2,226,004/mo (50% DSR)
Upfront cash ≈ HK$42.10M (deposit + AVD stamp duty HK$16,585,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,165,139
−HK$62,949/mo
▼ 0.25% · 3.875%
HK$1,196,387
−HK$31,701/mo
Today · 4.125%
HK$1,228,088
baseline
▲ 0.50% · 4.625%
HK$1,292,822
+HK$64,734/mo
Deposit HK$25.52M · loan HK$229.65M · min. income ≈ HK$2,456,176/mo (50% DSR)
Upfront cash ≈ HK$42.10M (deposit + AVD stamp duty HK$16,585,891 · Scale 2, in force from 26 Feb 2026)