LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,192
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$60,002
−HK$1,839/mo
Today · 4.125%
HK$61,841
baseline
▲ 0.50% · 4.625%
HK$65,604
+HK$3,763/mo
Deposit HK$12.76M · loan HK$12.76M · min. income ≈ HK$123,682/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,084,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,738
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,475
−HK$1,761/mo
Today · 4.125%
HK$68,236
baseline
▲ 0.50% · 4.625%
HK$71,833
+HK$3,597/mo
Deposit HK$12.76M · loan HK$12.76M · min. income ≈ HK$136,472/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,084,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,831
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$72,003
−HK$2,207/mo
Today · 4.125%
HK$74,210
baseline
▲ 0.50% · 4.625%
HK$78,725
+HK$4,515/mo
Deposit HK$10.21M · loan HK$15.31M · min. income ≈ HK$148,420/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$1,084,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,686
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$79,770
−HK$2,113/mo
Today · 4.125%
HK$81,883
baseline
▲ 0.50% · 4.625%
HK$86,199
+HK$4,316/mo
Deposit HK$10.21M · loan HK$15.31M · min. income ≈ HK$163,766/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$1,084,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,469
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$84,003
−HK$2,575/mo
Today · 4.125%
HK$86,578
baseline
▲ 0.50% · 4.625%
HK$91,846
+HK$5,268/mo
Deposit HK$7.66M · loan HK$17.86M · min. income ≈ HK$173,156/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$1,084,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,634
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$93,064
−HK$2,466/mo
Today · 4.125%
HK$95,530
baseline
▲ 0.50% · 4.625%
HK$100,566
+HK$5,036/mo
Deposit HK$7.66M · loan HK$17.86M · min. income ≈ HK$191,060/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$1,084,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,746
−HK$6,569/mo
▼ 0.25% · 3.875%
HK$108,004
−HK$3,311/mo
Today · 4.125%
HK$111,315
baseline
▲ 0.50% · 4.625%
HK$118,088
+HK$6,773/mo
Deposit HK$2.55M · loan HK$22.97M · min. income ≈ HK$222,630/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$1,084,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,529
−HK$6,296/mo
▼ 0.25% · 3.875%
HK$119,654
−HK$3,171/mo
Today · 4.125%
HK$122,825
baseline
▲ 0.50% · 4.625%
HK$129,299
+HK$6,474/mo
Deposit HK$2.55M · loan HK$22.97M · min. income ≈ HK$245,650/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$1,084,603 · Scale 2, in force from 26 Feb 2026)