LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,218
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,029
−HK$1,840/mo
Today · 4.125%
HK$61,869
baseline
▲ 0.50% · 4.625%
HK$65,634
+HK$3,765/mo
Deposit HK$12.77M · loan HK$12.77M · min. income ≈ HK$123,738/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,085,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,767
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,504
−HK$1,763/mo
Today · 4.125%
HK$68,267
baseline
▲ 0.50% · 4.625%
HK$71,865
+HK$3,598/mo
Deposit HK$12.77M · loan HK$12.77M · min. income ≈ HK$136,534/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,085,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,862
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$72,035
−HK$2,208/mo
Today · 4.125%
HK$74,243
baseline
▲ 0.50% · 4.625%
HK$78,761
+HK$4,518/mo
Deposit HK$10.21M · loan HK$15.32M · min. income ≈ HK$148,486/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,085,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,721
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$79,805
−HK$2,115/mo
Today · 4.125%
HK$81,920
baseline
▲ 0.50% · 4.625%
HK$86,238
+HK$4,318/mo
Deposit HK$10.21M · loan HK$15.32M · min. income ≈ HK$163,840/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,085,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,506
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$84,041
−HK$2,576/mo
Today · 4.125%
HK$86,617
baseline
▲ 0.50% · 4.625%
HK$91,887
+HK$5,270/mo
Deposit HK$7.66M · loan HK$17.87M · min. income ≈ HK$173,234/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$1,085,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,674
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$93,106
−HK$2,467/mo
Today · 4.125%
HK$95,573
baseline
▲ 0.50% · 4.625%
HK$100,611
+HK$5,038/mo
Deposit HK$7.66M · loan HK$17.87M · min. income ≈ HK$191,146/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$1,085,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,793
−HK$6,572/mo
▼ 0.25% · 3.875%
HK$108,053
−HK$3,312/mo
Today · 4.125%
HK$111,365
baseline
▲ 0.50% · 4.625%
HK$118,141
+HK$6,776/mo
Deposit HK$2.55M · loan HK$22.98M · min. income ≈ HK$222,730/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$1,085,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,581
−HK$6,299/mo
▼ 0.25% · 3.875%
HK$119,708
−HK$3,172/mo
Today · 4.125%
HK$122,880
baseline
▲ 0.50% · 4.625%
HK$129,357
+HK$6,477/mo
Deposit HK$2.55M · loan HK$22.98M · min. income ≈ HK$245,760/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$1,085,090 · Scale 2, in force from 26 Feb 2026)