LTV · monthly repayment
▼ 0.50% · 3.625%
HK$582,268
−HK$36,513/mo
▼ 0.25% · 3.875%
HK$600,380
−HK$18,401/mo
Today · 4.125%
HK$618,781
baseline
▲ 0.50% · 4.625%
HK$656,432
+HK$37,651/mo
Deposit HK$127.68M · loan HK$127.68M · min. income ≈ HK$1,237,562/mo (50% DSR)
Upfront cash ≈ HK$144.27M (deposit + AVD stamp duty HK$16,597,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$647,767
−HK$34,997/mo
▼ 0.25% · 3.875%
HK$665,140
−HK$17,624/mo
Today · 4.125%
HK$682,764
baseline
▲ 0.50% · 4.625%
HK$718,753
+HK$35,989/mo
Deposit HK$127.68M · loan HK$127.68M · min. income ≈ HK$1,365,528/mo (50% DSR)
Upfront cash ≈ HK$144.27M (deposit + AVD stamp duty HK$16,597,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$698,721
−HK$43,816/mo
▼ 0.25% · 3.875%
HK$720,455
−HK$22,082/mo
Today · 4.125%
HK$742,537
baseline
▲ 0.50% · 4.625%
HK$787,719
+HK$45,182/mo
Deposit HK$102.14M · loan HK$153.21M · min. income ≈ HK$1,485,074/mo (50% DSR)
Upfront cash ≈ HK$118.74M (deposit + AVD stamp duty HK$16,597,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$777,320
−HK$41,997/mo
▼ 0.25% · 3.875%
HK$798,168
−HK$21,149/mo
Today · 4.125%
HK$819,317
baseline
▲ 0.50% · 4.625%
HK$862,504
+HK$43,187/mo
Deposit HK$102.14M · loan HK$153.21M · min. income ≈ HK$1,638,634/mo (50% DSR)
Upfront cash ≈ HK$118.74M (deposit + AVD stamp duty HK$16,597,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$815,175
−HK$51,118/mo
▼ 0.25% · 3.875%
HK$840,531
−HK$25,762/mo
Today · 4.125%
HK$866,293
baseline
▲ 0.50% · 4.625%
HK$919,005
+HK$52,712/mo
Deposit HK$76.61M · loan HK$178.75M · min. income ≈ HK$1,732,586/mo (50% DSR)
Upfront cash ≈ HK$93.20M (deposit + AVD stamp duty HK$16,597,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$906,874
−HK$48,995/mo
▼ 0.25% · 3.875%
HK$931,196
−HK$24,673/mo
Today · 4.125%
HK$955,869
baseline
▲ 0.50% · 4.625%
HK$1,006,255
+HK$50,386/mo
Deposit HK$76.61M · loan HK$178.75M · min. income ≈ HK$1,911,738/mo (50% DSR)
Upfront cash ≈ HK$93.20M (deposit + AVD stamp duty HK$16,597,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,048,082
−HK$65,724/mo
▼ 0.25% · 3.875%
HK$1,080,683
−HK$33,123/mo
Today · 4.125%
HK$1,113,806
baseline
▲ 0.50% · 4.625%
HK$1,181,578
+HK$67,772/mo
Deposit HK$25.54M · loan HK$229.82M · min. income ≈ HK$2,227,612/mo (50% DSR)
Upfront cash ≈ HK$42.13M (deposit + AVD stamp duty HK$16,597,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,165,981
−HK$62,994/mo
▼ 0.25% · 3.875%
HK$1,197,252
−HK$31,723/mo
Today · 4.125%
HK$1,228,975
baseline
▲ 0.50% · 4.625%
HK$1,293,756
+HK$64,781/mo
Deposit HK$25.54M · loan HK$229.82M · min. income ≈ HK$2,457,950/mo (50% DSR)
Upfront cash ≈ HK$42.13M (deposit + AVD stamp duty HK$16,597,870 · Scale 2, in force from 26 Feb 2026)