LTV · monthly repayment
▼ 0.50% · 3.625%
HK$582,291
−HK$36,515/mo
▼ 0.25% · 3.875%
HK$600,403
−HK$18,403/mo
Today · 4.125%
HK$618,806
baseline
▲ 0.50% · 4.625%
HK$656,459
+HK$37,653/mo
Deposit HK$127.68M · loan HK$127.68M · min. income ≈ HK$1,237,612/mo (50% DSR)
Upfront cash ≈ HK$144.28M (deposit + AVD stamp duty HK$16,598,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$647,793
−HK$34,998/mo
▼ 0.25% · 3.875%
HK$665,166
−HK$17,625/mo
Today · 4.125%
HK$682,791
baseline
▲ 0.50% · 4.625%
HK$718,782
+HK$35,991/mo
Deposit HK$127.68M · loan HK$127.68M · min. income ≈ HK$1,365,582/mo (50% DSR)
Upfront cash ≈ HK$144.28M (deposit + AVD stamp duty HK$16,598,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$698,749
−HK$43,818/mo
▼ 0.25% · 3.875%
HK$720,484
−HK$22,083/mo
Today · 4.125%
HK$742,567
baseline
▲ 0.50% · 4.625%
HK$787,750
+HK$45,183/mo
Deposit HK$102.14M · loan HK$153.22M · min. income ≈ HK$1,485,134/mo (50% DSR)
Upfront cash ≈ HK$118.74M (deposit + AVD stamp duty HK$16,598,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$777,351
−HK$41,998/mo
▼ 0.25% · 3.875%
HK$798,200
−HK$21,149/mo
Today · 4.125%
HK$819,349
baseline
▲ 0.50% · 4.625%
HK$862,538
+HK$43,189/mo
Deposit HK$102.14M · loan HK$153.22M · min. income ≈ HK$1,638,698/mo (50% DSR)
Upfront cash ≈ HK$118.74M (deposit + AVD stamp duty HK$16,598,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$815,207
−HK$51,121/mo
▼ 0.25% · 3.875%
HK$840,565
−HK$25,763/mo
Today · 4.125%
HK$866,328
baseline
▲ 0.50% · 4.625%
HK$919,042
+HK$52,714/mo
Deposit HK$76.61M · loan HK$178.75M · min. income ≈ HK$1,732,656/mo (50% DSR)
Upfront cash ≈ HK$93.21M (deposit + AVD stamp duty HK$16,598,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$906,910
−HK$48,997/mo
▼ 0.25% · 3.875%
HK$931,233
−HK$24,674/mo
Today · 4.125%
HK$955,907
baseline
▲ 0.50% · 4.625%
HK$1,006,295
+HK$50,388/mo
Deposit HK$76.61M · loan HK$178.75M · min. income ≈ HK$1,911,814/mo (50% DSR)
Upfront cash ≈ HK$93.21M (deposit + AVD stamp duty HK$16,598,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,048,124
−HK$65,726/mo
▼ 0.25% · 3.875%
HK$1,080,726
−HK$33,124/mo
Today · 4.125%
HK$1,113,850
baseline
▲ 0.50% · 4.625%
HK$1,181,625
+HK$67,775/mo
Deposit HK$25.54M · loan HK$229.83M · min. income ≈ HK$2,227,700/mo (50% DSR)
Upfront cash ≈ HK$42.13M (deposit + AVD stamp duty HK$16,598,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,166,027
−HK$62,997/mo
▼ 0.25% · 3.875%
HK$1,197,299
−HK$31,725/mo
Today · 4.125%
HK$1,229,024
baseline
▲ 0.50% · 4.625%
HK$1,293,807
+HK$64,783/mo
Deposit HK$25.54M · loan HK$229.83M · min. income ≈ HK$2,458,048/mo (50% DSR)
Upfront cash ≈ HK$42.13M (deposit + AVD stamp duty HK$16,598,533 · Scale 2, in force from 26 Feb 2026)