LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,315
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$60,129
−HK$1,843/mo
Today · 4.125%
HK$61,972
baseline
▲ 0.50% · 4.625%
HK$65,743
+HK$3,771/mo
Deposit HK$12.79M · loan HK$12.79M · min. income ≈ HK$123,944/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,086,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,875
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$66,615
−HK$1,765/mo
Today · 4.125%
HK$68,380
baseline
▲ 0.50% · 4.625%
HK$71,984
+HK$3,604/mo
Deposit HK$12.79M · loan HK$12.79M · min. income ≈ HK$136,760/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,086,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,978
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,155
−HK$2,211/mo
Today · 4.125%
HK$74,366
baseline
▲ 0.50% · 4.625%
HK$78,891
+HK$4,525/mo
Deposit HK$10.23M · loan HK$15.34M · min. income ≈ HK$148,732/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,086,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,850
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$79,938
−HK$2,118/mo
Today · 4.125%
HK$82,056
baseline
▲ 0.50% · 4.625%
HK$86,381
+HK$4,325/mo
Deposit HK$10.23M · loan HK$15.34M · min. income ≈ HK$164,112/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,086,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,641
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,180
−HK$2,580/mo
Today · 4.125%
HK$86,760
baseline
▲ 0.50% · 4.625%
HK$92,040
+HK$5,280/mo
Deposit HK$7.67M · loan HK$17.90M · min. income ≈ HK$173,520/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$1,086,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,825
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$93,260
−HK$2,472/mo
Today · 4.125%
HK$95,732
baseline
▲ 0.50% · 4.625%
HK$100,778
+HK$5,046/mo
Deposit HK$7.67M · loan HK$17.90M · min. income ≈ HK$191,464/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$1,086,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,967
−HK$6,582/mo
▼ 0.25% · 3.875%
HK$108,232
−HK$3,317/mo
Today · 4.125%
HK$111,549
baseline
▲ 0.50% · 4.625%
HK$118,337
+HK$6,788/mo
Deposit HK$2.56M · loan HK$23.02M · min. income ≈ HK$223,098/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$1,086,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,774
−HK$6,309/mo
▼ 0.25% · 3.875%
HK$119,906
−HK$3,177/mo
Today · 4.125%
HK$123,083
baseline
▲ 0.50% · 4.625%
HK$129,571
+HK$6,488/mo
Deposit HK$2.56M · loan HK$23.02M · min. income ≈ HK$246,166/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$1,086,888 · Scale 2, in force from 26 Feb 2026)