LTV · monthly repayment
▼ 0.50% · 3.625%
HK$584,171
−HK$36,632/mo
▼ 0.25% · 3.875%
HK$602,342
−HK$18,461/mo
Today · 4.125%
HK$620,803
baseline
▲ 0.50% · 4.625%
HK$658,578
+HK$37,775/mo
Deposit HK$128.09M · loan HK$128.09M · min. income ≈ HK$1,241,606/mo (50% DSR)
Upfront cash ≈ HK$144.75M (deposit + AVD stamp duty HK$16,652,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$649,884
−HK$35,111/mo
▼ 0.25% · 3.875%
HK$667,313
−HK$17,682/mo
Today · 4.125%
HK$684,995
baseline
▲ 0.50% · 4.625%
HK$721,102
+HK$36,107/mo
Deposit HK$128.09M · loan HK$128.09M · min. income ≈ HK$1,369,990/mo (50% DSR)
Upfront cash ≈ HK$144.75M (deposit + AVD stamp duty HK$16,652,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$701,005
−HK$43,959/mo
▼ 0.25% · 3.875%
HK$722,810
−HK$22,154/mo
Today · 4.125%
HK$744,964
baseline
▲ 0.50% · 4.625%
HK$790,293
+HK$45,329/mo
Deposit HK$102.47M · loan HK$153.71M · min. income ≈ HK$1,489,928/mo (50% DSR)
Upfront cash ≈ HK$119.13M (deposit + AVD stamp duty HK$16,652,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$779,861
−HK$42,133/mo
▼ 0.25% · 3.875%
HK$800,776
−HK$21,218/mo
Today · 4.125%
HK$821,994
baseline
▲ 0.50% · 4.625%
HK$865,323
+HK$43,329/mo
Deposit HK$102.47M · loan HK$153.71M · min. income ≈ HK$1,643,988/mo (50% DSR)
Upfront cash ≈ HK$119.13M (deposit + AVD stamp duty HK$16,652,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$817,839
−HK$51,285/mo
▼ 0.25% · 3.875%
HK$843,278
−HK$25,846/mo
Today · 4.125%
HK$869,124
baseline
▲ 0.50% · 4.625%
HK$922,009
+HK$52,885/mo
Deposit HK$76.86M · loan HK$179.33M · min. income ≈ HK$1,738,248/mo (50% DSR)
Upfront cash ≈ HK$93.51M (deposit + AVD stamp duty HK$16,652,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$909,837
−HK$49,156/mo
▼ 0.25% · 3.875%
HK$934,239
−HK$24,754/mo
Today · 4.125%
HK$958,993
baseline
▲ 0.50% · 4.625%
HK$1,009,543
+HK$50,550/mo
Deposit HK$76.86M · loan HK$179.33M · min. income ≈ HK$1,917,986/mo (50% DSR)
Upfront cash ≈ HK$93.51M (deposit + AVD stamp duty HK$16,652,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,051,507
−HK$65,939/mo
▼ 0.25% · 3.875%
HK$1,084,215
−HK$33,231/mo
Today · 4.125%
HK$1,117,446
baseline
▲ 0.50% · 4.625%
HK$1,185,440
+HK$67,994/mo
Deposit HK$25.62M · loan HK$230.57M · min. income ≈ HK$2,234,892/mo (50% DSR)
Upfront cash ≈ HK$42.27M (deposit + AVD stamp duty HK$16,652,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,169,791
−HK$63,200/mo
▼ 0.25% · 3.875%
HK$1,201,164
−HK$31,827/mo
Today · 4.125%
HK$1,232,991
baseline
▲ 0.50% · 4.625%
HK$1,297,984
+HK$64,993/mo
Deposit HK$25.62M · loan HK$230.57M · min. income ≈ HK$2,465,982/mo (50% DSR)
Upfront cash ≈ HK$42.27M (deposit + AVD stamp duty HK$16,652,113 · Scale 2, in force from 26 Feb 2026)