LTV · monthly repayment
▼ 0.50% · 3.625%
HK$584,796
−HK$36,672/mo
▼ 0.25% · 3.875%
HK$602,986
−HK$18,482/mo
Today · 4.125%
HK$621,468
baseline
▲ 0.50% · 4.625%
HK$659,282
+HK$37,814/mo
Deposit HK$128.23M · loan HK$128.23M · min. income ≈ HK$1,242,936/mo (50% DSR)
Upfront cash ≈ HK$144.90M (deposit + AVD stamp duty HK$16,669,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$650,579
−HK$35,149/mo
▼ 0.25% · 3.875%
HK$668,028
−HK$17,700/mo
Today · 4.125%
HK$685,728
baseline
▲ 0.50% · 4.625%
HK$721,874
+HK$36,146/mo
Deposit HK$128.23M · loan HK$128.23M · min. income ≈ HK$1,371,456/mo (50% DSR)
Upfront cash ≈ HK$144.90M (deposit + AVD stamp duty HK$16,669,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$701,755
−HK$44,006/mo
▼ 0.25% · 3.875%
HK$723,583
−HK$22,178/mo
Today · 4.125%
HK$745,761
baseline
▲ 0.50% · 4.625%
HK$791,139
+HK$45,378/mo
Deposit HK$102.58M · loan HK$153.88M · min. income ≈ HK$1,491,522/mo (50% DSR)
Upfront cash ≈ HK$119.25M (deposit + AVD stamp duty HK$16,669,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$780,695
−HK$42,179/mo
▼ 0.25% · 3.875%
HK$801,633
−HK$21,241/mo
Today · 4.125%
HK$822,874
baseline
▲ 0.50% · 4.625%
HK$866,249
+HK$43,375/mo
Deposit HK$102.58M · loan HK$153.88M · min. income ≈ HK$1,645,748/mo (50% DSR)
Upfront cash ≈ HK$119.25M (deposit + AVD stamp duty HK$16,669,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$818,714
−HK$51,341/mo
▼ 0.25% · 3.875%
HK$844,181
−HK$25,874/mo
Today · 4.125%
HK$870,055
baseline
▲ 0.50% · 4.625%
HK$922,995
+HK$52,940/mo
Deposit HK$76.94M · loan HK$179.52M · min. income ≈ HK$1,740,110/mo (50% DSR)
Upfront cash ≈ HK$93.61M (deposit + AVD stamp duty HK$16,669,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$910,811
−HK$49,208/mo
▼ 0.25% · 3.875%
HK$935,239
−HK$24,780/mo
Today · 4.125%
HK$960,019
baseline
▲ 0.50% · 4.625%
HK$1,010,623
+HK$50,604/mo
Deposit HK$76.94M · loan HK$179.52M · min. income ≈ HK$1,920,038/mo (50% DSR)
Upfront cash ≈ HK$93.61M (deposit + AVD stamp duty HK$16,669,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,052,632
−HK$66,010/mo
▼ 0.25% · 3.875%
HK$1,085,375
−HK$33,267/mo
Today · 4.125%
HK$1,118,642
baseline
▲ 0.50% · 4.625%
HK$1,186,708
+HK$68,066/mo
Deposit HK$25.65M · loan HK$230.81M · min. income ≈ HK$2,237,284/mo (50% DSR)
Upfront cash ≈ HK$42.32M (deposit + AVD stamp duty HK$16,669,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,171,043
−HK$63,268/mo
▼ 0.25% · 3.875%
HK$1,202,450
−HK$31,861/mo
Today · 4.125%
HK$1,234,311
baseline
▲ 0.50% · 4.625%
HK$1,299,373
+HK$65,062/mo
Deposit HK$25.65M · loan HK$230.81M · min. income ≈ HK$2,468,622/mo (50% DSR)
Upfront cash ≈ HK$42.32M (deposit + AVD stamp duty HK$16,669,932 · Scale 2, in force from 26 Feb 2026)