LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,523
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,343
−HK$1,850/mo
Today · 4.125%
HK$62,193
baseline
▲ 0.50% · 4.625%
HK$65,977
+HK$3,784/mo
Deposit HK$12.83M · loan HK$12.83M · min. income ≈ HK$124,386/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$1,090,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,106
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,852
−HK$1,772/mo
Today · 4.125%
HK$68,624
baseline
▲ 0.50% · 4.625%
HK$72,241
+HK$3,617/mo
Deposit HK$12.83M · loan HK$12.83M · min. income ≈ HK$137,248/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$1,090,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,227
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$72,412
−HK$2,219/mo
Today · 4.125%
HK$74,631
baseline
▲ 0.50% · 4.625%
HK$79,173
+HK$4,542/mo
Deposit HK$10.27M · loan HK$15.40M · min. income ≈ HK$149,262/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$1,090,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,127
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$80,223
−HK$2,125/mo
Today · 4.125%
HK$82,348
baseline
▲ 0.50% · 4.625%
HK$86,689
+HK$4,341/mo
Deposit HK$10.27M · loan HK$15.40M · min. income ≈ HK$164,696/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$1,090,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,932
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$84,481
−HK$2,589/mo
Today · 4.125%
HK$87,070
baseline
▲ 0.50% · 4.625%
HK$92,368
+HK$5,298/mo
Deposit HK$7.70M · loan HK$17.97M · min. income ≈ HK$174,140/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$1,090,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,149
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$93,593
−HK$2,480/mo
Today · 4.125%
HK$96,073
baseline
▲ 0.50% · 4.625%
HK$101,137
+HK$5,064/mo
Deposit HK$7.70M · loan HK$17.97M · min. income ≈ HK$192,146/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$1,090,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,341
−HK$6,606/mo
▼ 0.25% · 3.875%
HK$108,618
−HK$3,329/mo
Today · 4.125%
HK$111,947
baseline
▲ 0.50% · 4.625%
HK$118,759
+HK$6,812/mo
Deposit HK$2.57M · loan HK$23.10M · min. income ≈ HK$223,894/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$1,090,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,191
−HK$6,332/mo
▼ 0.25% · 3.875%
HK$120,334
−HK$3,189/mo
Today · 4.125%
HK$123,523
baseline
▲ 0.50% · 4.625%
HK$130,034
+HK$6,511/mo
Deposit HK$2.57M · loan HK$23.10M · min. income ≈ HK$247,046/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$1,090,765 · Scale 2, in force from 26 Feb 2026)