LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,643
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,467
−HK$1,853/mo
Today · 4.125%
HK$62,320
baseline
▲ 0.50% · 4.625%
HK$66,113
+HK$3,793/mo
Deposit HK$12.86M · loan HK$12.86M · min. income ≈ HK$124,640/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,093,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,240
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$66,989
−HK$1,776/mo
Today · 4.125%
HK$68,765
baseline
▲ 0.50% · 4.625%
HK$72,389
+HK$3,624/mo
Deposit HK$12.86M · loan HK$12.86M · min. income ≈ HK$137,530/mo (50% DSR)
Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,093,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,372
−HK$4,413/mo
▼ 0.25% · 3.875%
HK$72,561
−HK$2,224/mo
Today · 4.125%
HK$74,785
baseline
▲ 0.50% · 4.625%
HK$79,335
+HK$4,550/mo
Deposit HK$10.29M · loan HK$15.43M · min. income ≈ HK$149,570/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$1,093,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,288
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$80,387
−HK$2,130/mo
Today · 4.125%
HK$82,517
baseline
▲ 0.50% · 4.625%
HK$86,867
+HK$4,350/mo
Deposit HK$10.29M · loan HK$15.43M · min. income ≈ HK$165,034/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$1,093,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,100
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$84,654
−HK$2,595/mo
Today · 4.125%
HK$87,249
baseline
▲ 0.50% · 4.625%
HK$92,558
+HK$5,309/mo
Deposit HK$7.72M · loan HK$18.00M · min. income ≈ HK$174,498/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$1,093,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,336
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$93,785
−HK$2,485/mo
Today · 4.125%
HK$96,270
baseline
▲ 0.50% · 4.625%
HK$101,345
+HK$5,075/mo
Deposit HK$7.72M · loan HK$18.00M · min. income ≈ HK$192,540/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$1,093,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,557
−HK$6,620/mo
▼ 0.25% · 3.875%
HK$108,841
−HK$3,336/mo
Today · 4.125%
HK$112,177
baseline
▲ 0.50% · 4.625%
HK$119,003
+HK$6,826/mo
Deposit HK$2.57M · loan HK$23.15M · min. income ≈ HK$224,354/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$1,093,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,432
−HK$6,344/mo
▼ 0.25% · 3.875%
HK$120,581
−HK$3,195/mo
Today · 4.125%
HK$123,776
baseline
▲ 0.50% · 4.625%
HK$130,301
+HK$6,525/mo
Deposit HK$2.57M · loan HK$23.15M · min. income ≈ HK$247,552/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$1,093,004 · Scale 2, in force from 26 Feb 2026)