LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,717
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,543
−HK$1,856/mo
Today · 4.125%
HK$62,399
baseline
▲ 0.50% · 4.625%
HK$66,195
+HK$3,796/mo
Deposit HK$12.87M · loan HK$12.87M · min. income ≈ HK$124,798/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,094,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,322
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,073
−HK$1,778/mo
Today · 4.125%
HK$68,851
baseline
▲ 0.50% · 4.625%
HK$72,480
+HK$3,629/mo
Deposit HK$12.87M · loan HK$12.87M · min. income ≈ HK$137,702/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,094,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,460
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$72,652
−HK$2,226/mo
Today · 4.125%
HK$74,878
baseline
▲ 0.50% · 4.625%
HK$79,434
+HK$4,556/mo
Deposit HK$10.30M · loan HK$15.45M · min. income ≈ HK$149,756/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$1,094,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,386
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$80,488
−HK$2,133/mo
Today · 4.125%
HK$82,621
baseline
▲ 0.50% · 4.625%
HK$86,976
+HK$4,355/mo
Deposit HK$10.30M · loan HK$15.45M · min. income ≈ HK$165,242/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$1,094,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,203
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$84,760
−HK$2,598/mo
Today · 4.125%
HK$87,358
baseline
▲ 0.50% · 4.625%
HK$92,674
+HK$5,316/mo
Deposit HK$7.72M · loan HK$18.02M · min. income ≈ HK$174,716/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$1,094,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,450
−HK$4,941/mo
▼ 0.25% · 3.875%
HK$93,903
−HK$2,488/mo
Today · 4.125%
HK$96,391
baseline
▲ 0.50% · 4.625%
HK$101,472
+HK$5,081/mo
Deposit HK$7.72M · loan HK$18.02M · min. income ≈ HK$192,782/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$1,094,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,690
−HK$6,627/mo
▼ 0.25% · 3.875%
HK$108,977
−HK$3,340/mo
Today · 4.125%
HK$112,317
baseline
▲ 0.50% · 4.625%
HK$119,152
+HK$6,835/mo
Deposit HK$2.57M · loan HK$23.17M · min. income ≈ HK$224,634/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$1,094,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,579
−HK$6,352/mo
▼ 0.25% · 3.875%
HK$120,732
−HK$3,199/mo
Today · 4.125%
HK$123,931
baseline
▲ 0.50% · 4.625%
HK$130,464
+HK$6,533/mo
Deposit HK$2.57M · loan HK$23.17M · min. income ≈ HK$247,862/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$1,094,374 · Scale 2, in force from 26 Feb 2026)