LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,876
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,707
−HK$1,861/mo
Today · 4.125%
HK$62,568
baseline
▲ 0.50% · 4.625%
HK$66,375
+HK$3,807/mo
Deposit HK$12.91M · loan HK$12.91M · min. income ≈ HK$125,136/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,097,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,499
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,255
−HK$1,782/mo
Today · 4.125%
HK$69,037
baseline
▲ 0.50% · 4.625%
HK$72,676
+HK$3,639/mo
Deposit HK$12.91M · loan HK$12.91M · min. income ≈ HK$138,074/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,097,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,651
−HK$4,430/mo
▼ 0.25% · 3.875%
HK$72,849
−HK$2,232/mo
Today · 4.125%
HK$75,081
baseline
▲ 0.50% · 4.625%
HK$79,650
+HK$4,569/mo
Deposit HK$10.33M · loan HK$15.49M · min. income ≈ HK$150,162/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,097,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,598
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$80,706
−HK$2,139/mo
Today · 4.125%
HK$82,845
baseline
▲ 0.50% · 4.625%
HK$87,212
+HK$4,367/mo
Deposit HK$10.33M · loan HK$15.49M · min. income ≈ HK$165,690/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,097,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,426
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$84,990
−HK$2,605/mo
Today · 4.125%
HK$87,595
baseline
▲ 0.50% · 4.625%
HK$92,925
+HK$5,330/mo
Deposit HK$7.75M · loan HK$18.07M · min. income ≈ HK$175,190/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$1,097,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,698
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$94,157
−HK$2,495/mo
Today · 4.125%
HK$96,652
baseline
▲ 0.50% · 4.625%
HK$101,747
+HK$5,095/mo
Deposit HK$7.75M · loan HK$18.07M · min. income ≈ HK$193,304/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$1,097,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,976
−HK$6,646/mo
▼ 0.25% · 3.875%
HK$109,273
−HK$3,349/mo
Today · 4.125%
HK$112,622
baseline
▲ 0.50% · 4.625%
HK$119,475
+HK$6,853/mo
Deposit HK$2.58M · loan HK$23.24M · min. income ≈ HK$225,244/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$1,097,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,898
−HK$6,369/mo
▼ 0.25% · 3.875%
HK$121,060
−HK$3,207/mo
Today · 4.125%
HK$124,267
baseline
▲ 0.50% · 4.625%
HK$130,818
+HK$6,551/mo
Deposit HK$2.58M · loan HK$23.24M · min. income ≈ HK$248,534/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$1,097,341 · Scale 2, in force from 26 Feb 2026)