LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,877
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,708
−HK$1,861/mo
Today · 4.125%
HK$62,569
baseline
▲ 0.50% · 4.625%
HK$66,376
+HK$3,807/mo
Deposit HK$12.91M · loan HK$12.91M · min. income ≈ HK$125,138/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,097,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,500
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,257
−HK$1,782/mo
Today · 4.125%
HK$69,039
baseline
▲ 0.50% · 4.625%
HK$72,678
+HK$3,639/mo
Deposit HK$12.91M · loan HK$12.91M · min. income ≈ HK$138,078/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,097,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,652
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$72,850
−HK$2,233/mo
Today · 4.125%
HK$75,083
baseline
▲ 0.50% · 4.625%
HK$79,651
+HK$4,568/mo
Deposit HK$10.33M · loan HK$15.49M · min. income ≈ HK$150,166/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,097,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,600
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$80,708
−HK$2,138/mo
Today · 4.125%
HK$82,846
baseline
▲ 0.50% · 4.625%
HK$87,213
+HK$4,367/mo
Deposit HK$10.33M · loan HK$15.49M · min. income ≈ HK$165,692/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,097,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,428
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$84,992
−HK$2,605/mo
Today · 4.125%
HK$87,597
baseline
▲ 0.50% · 4.625%
HK$92,927
+HK$5,330/mo
Deposit HK$7.75M · loan HK$18.07M · min. income ≈ HK$175,194/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$1,097,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,700
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$94,159
−HK$2,495/mo
Today · 4.125%
HK$96,654
baseline
▲ 0.50% · 4.625%
HK$101,749
+HK$5,095/mo
Deposit HK$7.75M · loan HK$18.07M · min. income ≈ HK$193,308/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$1,097,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,978
−HK$6,646/mo
▼ 0.25% · 3.875%
HK$109,275
−HK$3,349/mo
Today · 4.125%
HK$112,624
baseline
▲ 0.50% · 4.625%
HK$119,477
+HK$6,853/mo
Deposit HK$2.58M · loan HK$23.24M · min. income ≈ HK$225,248/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$1,097,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,900
−HK$6,370/mo
▼ 0.25% · 3.875%
HK$121,062
−HK$3,208/mo
Today · 4.125%
HK$124,270
baseline
▲ 0.50% · 4.625%
HK$130,820
+HK$6,550/mo
Deposit HK$2.58M · loan HK$23.24M · min. income ≈ HK$248,540/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$1,097,362 · Scale 2, in force from 26 Feb 2026)