LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,890
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,722
−HK$1,861/mo
Today · 4.125%
HK$62,583
baseline
▲ 0.50% · 4.625%
HK$66,391
+HK$3,808/mo
Deposit HK$12.91M · loan HK$12.91M · min. income ≈ HK$125,166/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,097,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,515
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,272
−HK$1,782/mo
Today · 4.125%
HK$69,054
baseline
▲ 0.50% · 4.625%
HK$72,694
+HK$3,640/mo
Deposit HK$12.91M · loan HK$12.91M · min. income ≈ HK$138,108/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,097,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,668
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,867
−HK$2,233/mo
Today · 4.125%
HK$75,100
baseline
▲ 0.50% · 4.625%
HK$79,670
+HK$4,570/mo
Deposit HK$10.33M · loan HK$15.50M · min. income ≈ HK$150,200/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,097,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,618
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$80,726
−HK$2,139/mo
Today · 4.125%
HK$82,865
baseline
▲ 0.50% · 4.625%
HK$87,233
+HK$4,368/mo
Deposit HK$10.33M · loan HK$15.50M · min. income ≈ HK$165,730/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,097,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,446
−HK$5,171/mo
▼ 0.25% · 3.875%
HK$85,011
−HK$2,606/mo
Today · 4.125%
HK$87,617
baseline
▲ 0.50% · 4.625%
HK$92,948
+HK$5,331/mo
Deposit HK$7.75M · loan HK$18.08M · min. income ≈ HK$175,234/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$1,097,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,721
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$94,181
−HK$2,495/mo
Today · 4.125%
HK$96,676
baseline
▲ 0.50% · 4.625%
HK$101,772
+HK$5,096/mo
Deposit HK$7.75M · loan HK$18.08M · min. income ≈ HK$193,352/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$1,097,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,003
−HK$6,647/mo
▼ 0.25% · 3.875%
HK$109,300
−HK$3,350/mo
Today · 4.125%
HK$112,650
baseline
▲ 0.50% · 4.625%
HK$119,504
+HK$6,854/mo
Deposit HK$2.58M · loan HK$23.24M · min. income ≈ HK$225,300/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$1,097,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,927
−HK$6,371/mo
▼ 0.25% · 3.875%
HK$121,089
−HK$3,209/mo
Today · 4.125%
HK$124,298
baseline
▲ 0.50% · 4.625%
HK$130,850
+HK$6,552/mo
Deposit HK$2.58M · loan HK$23.24M · min. income ≈ HK$248,596/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$1,097,613 · Scale 2, in force from 26 Feb 2026)