LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,893
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,725
−HK$1,861/mo
Today · 4.125%
HK$62,586
baseline
▲ 0.50% · 4.625%
HK$66,395
+HK$3,809/mo
Deposit HK$12.91M · loan HK$12.91M · min. income ≈ HK$125,172/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,097,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,518
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,275
−HK$1,783/mo
Today · 4.125%
HK$69,058
baseline
▲ 0.50% · 4.625%
HK$72,698
+HK$3,640/mo
Deposit HK$12.91M · loan HK$12.91M · min. income ≈ HK$138,116/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,097,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,672
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,870
−HK$2,234/mo
Today · 4.125%
HK$75,104
baseline
▲ 0.50% · 4.625%
HK$79,673
+HK$4,569/mo
Deposit HK$10.33M · loan HK$15.50M · min. income ≈ HK$150,208/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,097,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,622
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$80,730
−HK$2,139/mo
Today · 4.125%
HK$82,869
baseline
▲ 0.50% · 4.625%
HK$87,238
+HK$4,369/mo
Deposit HK$10.33M · loan HK$15.50M · min. income ≈ HK$165,738/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,097,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,450
−HK$5,171/mo
▼ 0.25% · 3.875%
HK$85,015
−HK$2,606/mo
Today · 4.125%
HK$87,621
baseline
▲ 0.50% · 4.625%
HK$92,952
+HK$5,331/mo
Deposit HK$7.75M · loan HK$18.08M · min. income ≈ HK$175,242/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$1,097,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,725
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$94,185
−HK$2,496/mo
Today · 4.125%
HK$96,681
baseline
▲ 0.50% · 4.625%
HK$101,777
+HK$5,096/mo
Deposit HK$7.75M · loan HK$18.08M · min. income ≈ HK$193,362/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$1,097,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,008
−HK$6,647/mo
▼ 0.25% · 3.875%
HK$109,305
−HK$3,350/mo
Today · 4.125%
HK$112,655
baseline
▲ 0.50% · 4.625%
HK$119,510
+HK$6,855/mo
Deposit HK$2.58M · loan HK$23.24M · min. income ≈ HK$225,310/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$1,097,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,933
−HK$6,371/mo
▼ 0.25% · 3.875%
HK$121,095
−HK$3,209/mo
Today · 4.125%
HK$124,304
baseline
▲ 0.50% · 4.625%
HK$130,856
+HK$6,552/mo
Deposit HK$2.58M · loan HK$23.24M · min. income ≈ HK$248,608/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$1,097,667 · Scale 2, in force from 26 Feb 2026)