LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,901
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,733
−HK$1,861/mo
Today · 4.125%
HK$62,594
baseline
▲ 0.50% · 4.625%
HK$66,403
+HK$3,809/mo
Deposit HK$12.92M · loan HK$12.92M · min. income ≈ HK$125,188/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,097,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,526
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,284
−HK$1,782/mo
Today · 4.125%
HK$69,066
baseline
▲ 0.50% · 4.625%
HK$72,707
+HK$3,641/mo
Deposit HK$12.92M · loan HK$12.92M · min. income ≈ HK$138,132/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,097,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,681
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,879
−HK$2,234/mo
Today · 4.125%
HK$75,113
baseline
▲ 0.50% · 4.625%
HK$79,683
+HK$4,570/mo
Deposit HK$10.33M · loan HK$15.50M · min. income ≈ HK$150,226/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,097,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,631
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,740
−HK$2,140/mo
Today · 4.125%
HK$82,880
baseline
▲ 0.50% · 4.625%
HK$87,248
+HK$4,368/mo
Deposit HK$10.33M · loan HK$15.50M · min. income ≈ HK$165,760/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,097,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,461
−HK$5,171/mo
▼ 0.25% · 3.875%
HK$85,026
−HK$2,606/mo
Today · 4.125%
HK$87,632
baseline
▲ 0.50% · 4.625%
HK$92,964
+HK$5,332/mo
Deposit HK$7.75M · loan HK$18.08M · min. income ≈ HK$175,264/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$1,097,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,737
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$94,197
−HK$2,496/mo
Today · 4.125%
HK$96,693
baseline
▲ 0.50% · 4.625%
HK$101,790
+HK$5,097/mo
Deposit HK$7.75M · loan HK$18.08M · min. income ≈ HK$193,386/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$1,097,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,021
−HK$6,648/mo
▼ 0.25% · 3.875%
HK$109,319
−HK$3,350/mo
Today · 4.125%
HK$112,669
baseline
▲ 0.50% · 4.625%
HK$119,525
+HK$6,856/mo
Deposit HK$2.58M · loan HK$23.25M · min. income ≈ HK$225,338/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$1,097,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,947
−HK$6,373/mo
▼ 0.25% · 3.875%
HK$121,110
−HK$3,210/mo
Today · 4.125%
HK$124,320
baseline
▲ 0.50% · 4.625%
HK$130,873
+HK$6,553/mo
Deposit HK$2.58M · loan HK$23.25M · min. income ≈ HK$248,640/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$1,097,803 · Scale 2, in force from 26 Feb 2026)