LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,901
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,733
−HK$1,862/mo
Today · 4.125%
HK$62,595
baseline
▲ 0.50% · 4.625%
HK$66,403
+HK$3,808/mo
Deposit HK$12.92M · loan HK$12.92M · min. income ≈ HK$125,190/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,097,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,527
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,284
−HK$1,783/mo
Today · 4.125%
HK$69,067
baseline
▲ 0.50% · 4.625%
HK$72,708
+HK$3,641/mo
Deposit HK$12.92M · loan HK$12.92M · min. income ≈ HK$138,134/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,097,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,681
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,880
−HK$2,234/mo
Today · 4.125%
HK$75,114
baseline
▲ 0.50% · 4.625%
HK$79,684
+HK$4,570/mo
Deposit HK$10.33M · loan HK$15.50M · min. income ≈ HK$150,228/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,097,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,632
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,741
−HK$2,140/mo
Today · 4.125%
HK$82,881
baseline
▲ 0.50% · 4.625%
HK$87,249
+HK$4,368/mo
Deposit HK$10.33M · loan HK$15.50M · min. income ≈ HK$165,762/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,097,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,462
−HK$5,171/mo
▼ 0.25% · 3.875%
HK$85,027
−HK$2,606/mo
Today · 4.125%
HK$87,633
baseline
▲ 0.50% · 4.625%
HK$92,965
+HK$5,332/mo
Deposit HK$7.75M · loan HK$18.08M · min. income ≈ HK$175,266/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$1,097,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,738
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$94,198
−HK$2,496/mo
Today · 4.125%
HK$96,694
baseline
▲ 0.50% · 4.625%
HK$101,791
+HK$5,097/mo
Deposit HK$7.75M · loan HK$18.08M · min. income ≈ HK$193,388/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$1,097,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,022
−HK$6,648/mo
▼ 0.25% · 3.875%
HK$109,320
−HK$3,350/mo
Today · 4.125%
HK$112,670
baseline
▲ 0.50% · 4.625%
HK$119,526
+HK$6,856/mo
Deposit HK$2.58M · loan HK$23.25M · min. income ≈ HK$225,340/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$1,097,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,948
−HK$6,373/mo
▼ 0.25% · 3.875%
HK$121,112
−HK$3,209/mo
Today · 4.125%
HK$124,321
baseline
▲ 0.50% · 4.625%
HK$130,874
+HK$6,553/mo
Deposit HK$2.58M · loan HK$23.25M · min. income ≈ HK$248,642/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$1,097,814 · Scale 2, in force from 26 Feb 2026)