LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,935
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,769
−HK$1,862/mo
Today · 4.125%
HK$62,631
baseline
▲ 0.50% · 4.625%
HK$66,442
+HK$3,811/mo
Deposit HK$12.92M · loan HK$12.92M · min. income ≈ HK$125,262/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,098,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,565
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$67,323
−HK$1,784/mo
Today · 4.125%
HK$69,107
baseline
▲ 0.50% · 4.625%
HK$72,750
+HK$3,643/mo
Deposit HK$12.92M · loan HK$12.92M · min. income ≈ HK$138,214/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,098,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,722
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$72,922
−HK$2,235/mo
Today · 4.125%
HK$75,157
baseline
▲ 0.50% · 4.625%
HK$79,730
+HK$4,573/mo
Deposit HK$10.34M · loan HK$15.51M · min. income ≈ HK$150,314/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,098,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,678
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,788
−HK$2,141/mo
Today · 4.125%
HK$82,929
baseline
▲ 0.50% · 4.625%
HK$87,300
+HK$4,371/mo
Deposit HK$10.34M · loan HK$15.51M · min. income ≈ HK$165,858/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,098,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,509
−HK$5,175/mo
▼ 0.25% · 3.875%
HK$85,076
−HK$2,608/mo
Today · 4.125%
HK$87,684
baseline
▲ 0.50% · 4.625%
HK$93,019
+HK$5,335/mo
Deposit HK$7.75M · loan HK$18.09M · min. income ≈ HK$175,368/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$1,098,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,791
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$94,253
−HK$2,497/mo
Today · 4.125%
HK$96,750
baseline
▲ 0.50% · 4.625%
HK$101,850
+HK$5,100/mo
Deposit HK$7.75M · loan HK$18.09M · min. income ≈ HK$193,500/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$1,098,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,084
−HK$6,652/mo
▼ 0.25% · 3.875%
HK$109,383
−HK$3,353/mo
Today · 4.125%
HK$112,736
baseline
▲ 0.50% · 4.625%
HK$119,596
+HK$6,860/mo
Deposit HK$2.58M · loan HK$23.26M · min. income ≈ HK$225,472/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$1,098,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,017
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$121,182
−HK$3,211/mo
Today · 4.125%
HK$124,393
baseline
▲ 0.50% · 4.625%
HK$130,950
+HK$6,557/mo
Deposit HK$2.58M · loan HK$23.26M · min. income ≈ HK$248,786/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$1,098,452 · Scale 2, in force from 26 Feb 2026)