LTV · monthly repayment
▼ 0.50% · 3.625%
HK$58,954
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,788
−HK$1,863/mo
Today · 4.125%
HK$62,651
baseline
▲ 0.50% · 4.625%
HK$66,463
+HK$3,812/mo
Deposit HK$12.93M · loan HK$12.93M · min. income ≈ HK$125,302/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,098,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,585
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,344
−HK$1,785/mo
Today · 4.125%
HK$69,129
baseline
▲ 0.50% · 4.625%
HK$72,773
+HK$3,644/mo
Deposit HK$12.93M · loan HK$12.93M · min. income ≈ HK$138,258/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,098,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,744
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$72,945
−HK$2,236/mo
Today · 4.125%
HK$75,181
baseline
▲ 0.50% · 4.625%
HK$79,755
+HK$4,574/mo
Deposit HK$10.34M · loan HK$15.51M · min. income ≈ HK$150,362/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,098,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,703
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$80,813
−HK$2,142/mo
Today · 4.125%
HK$82,955
baseline
▲ 0.50% · 4.625%
HK$87,327
+HK$4,372/mo
Deposit HK$10.34M · loan HK$15.51M · min. income ≈ HK$165,910/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,098,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,535
−HK$5,176/mo
▼ 0.25% · 3.875%
HK$85,103
−HK$2,608/mo
Today · 4.125%
HK$87,711
baseline
▲ 0.50% · 4.625%
HK$93,048
+HK$5,337/mo
Deposit HK$7.76M · loan HK$18.10M · min. income ≈ HK$175,422/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$1,098,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,820
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$94,282
−HK$2,498/mo
Today · 4.125%
HK$96,780
baseline
▲ 0.50% · 4.625%
HK$101,882
+HK$5,102/mo
Deposit HK$7.76M · loan HK$18.10M · min. income ≈ HK$193,560/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$1,098,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,117
−HK$6,654/mo
▼ 0.25% · 3.875%
HK$109,418
−HK$3,353/mo
Today · 4.125%
HK$112,771
baseline
▲ 0.50% · 4.625%
HK$119,633
+HK$6,862/mo
Deposit HK$2.59M · loan HK$23.27M · min. income ≈ HK$225,542/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$1,098,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,054
−HK$6,378/mo
▼ 0.25% · 3.875%
HK$121,220
−HK$3,212/mo
Today · 4.125%
HK$124,432
baseline
▲ 0.50% · 4.625%
HK$130,991
+HK$6,559/mo
Deposit HK$2.59M · loan HK$23.27M · min. income ≈ HK$248,864/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$1,098,795 · Scale 2, in force from 26 Feb 2026)