LTV · monthly repayment
▼ 0.50% · 3.625%
HK$59,009
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,845
−HK$1,865/mo
Today · 4.125%
HK$62,710
baseline
▲ 0.50% · 4.625%
HK$66,526
+HK$3,816/mo
Deposit HK$12.94M · loan HK$12.94M · min. income ≈ HK$125,420/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,099,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,647
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,408
−HK$1,786/mo
Today · 4.125%
HK$69,194
baseline
▲ 0.50% · 4.625%
HK$72,841
+HK$3,647/mo
Deposit HK$12.94M · loan HK$12.94M · min. income ≈ HK$138,388/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,099,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,811
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$73,014
−HK$2,238/mo
Today · 4.125%
HK$75,252
baseline
▲ 0.50% · 4.625%
HK$79,831
+HK$4,579/mo
Deposit HK$10.35M · loan HK$15.53M · min. income ≈ HK$150,504/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$1,099,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,777
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$80,890
−HK$2,143/mo
Today · 4.125%
HK$83,033
baseline
▲ 0.50% · 4.625%
HK$87,410
+HK$4,377/mo
Deposit HK$10.35M · loan HK$15.53M · min. income ≈ HK$166,066/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$1,099,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,613
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$85,183
−HK$2,611/mo
Today · 4.125%
HK$87,794
baseline
▲ 0.50% · 4.625%
HK$93,136
+HK$5,342/mo
Deposit HK$7.76M · loan HK$18.11M · min. income ≈ HK$175,588/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$1,099,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,906
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$94,371
−HK$2,501/mo
Today · 4.125%
HK$96,872
baseline
▲ 0.50% · 4.625%
HK$101,978
+HK$5,106/mo
Deposit HK$7.76M · loan HK$18.11M · min. income ≈ HK$193,744/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$1,099,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,217
−HK$6,661/mo
▼ 0.25% · 3.875%
HK$109,521
−HK$3,357/mo
Today · 4.125%
HK$112,878
baseline
▲ 0.50% · 4.625%
HK$119,746
+HK$6,868/mo
Deposit HK$2.59M · loan HK$23.29M · min. income ≈ HK$225,756/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$1,099,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,165
−HK$6,384/mo
▼ 0.25% · 3.875%
HK$121,334
−HK$3,215/mo
Today · 4.125%
HK$124,549
baseline
▲ 0.50% · 4.625%
HK$131,115
+HK$6,566/mo
Deposit HK$2.59M · loan HK$23.29M · min. income ≈ HK$249,098/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$1,099,834 · Scale 2, in force from 26 Feb 2026)