LTV · monthly repayment
▼ 0.50% · 3.625%
HK$59,031
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,868
−HK$1,865/mo
Today · 4.125%
HK$62,733
baseline
▲ 0.50% · 4.625%
HK$66,550
+HK$3,817/mo
Deposit HK$12.94M · loan HK$12.94M · min. income ≈ HK$125,466/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,100,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,672
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,433
−HK$1,787/mo
Today · 4.125%
HK$69,220
baseline
▲ 0.50% · 4.625%
HK$72,869
+HK$3,649/mo
Deposit HK$12.94M · loan HK$12.94M · min. income ≈ HK$138,440/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,100,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,838
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$73,041
−HK$2,239/mo
Today · 4.125%
HK$75,280
baseline
▲ 0.50% · 4.625%
HK$79,861
+HK$4,581/mo
Deposit HK$10.36M · loan HK$15.53M · min. income ≈ HK$150,560/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,100,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,806
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$80,920
−HK$2,144/mo
Today · 4.125%
HK$83,064
baseline
▲ 0.50% · 4.625%
HK$87,442
+HK$4,378/mo
Deposit HK$10.36M · loan HK$15.53M · min. income ≈ HK$166,128/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,100,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,644
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$85,215
−HK$2,612/mo
Today · 4.125%
HK$87,827
baseline
▲ 0.50% · 4.625%
HK$93,171
+HK$5,344/mo
Deposit HK$7.77M · loan HK$18.12M · min. income ≈ HK$175,654/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$1,100,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,941
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$94,406
−HK$2,502/mo
Today · 4.125%
HK$96,908
baseline
▲ 0.50% · 4.625%
HK$102,016
+HK$5,108/mo
Deposit HK$7.77M · loan HK$18.12M · min. income ≈ HK$193,816/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$1,100,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,257
−HK$6,663/mo
▼ 0.25% · 3.875%
HK$109,562
−HK$3,358/mo
Today · 4.125%
HK$112,920
baseline
▲ 0.50% · 4.625%
HK$119,791
+HK$6,871/mo
Deposit HK$2.59M · loan HK$23.30M · min. income ≈ HK$225,840/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$1,100,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,209
−HK$6,387/mo
▼ 0.25% · 3.875%
HK$121,380
−HK$3,216/mo
Today · 4.125%
HK$124,596
baseline
▲ 0.50% · 4.625%
HK$131,164
+HK$6,568/mo
Deposit HK$2.59M · loan HK$23.30M · min. income ≈ HK$249,192/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$1,100,244 · Scale 2, in force from 26 Feb 2026)