LTV · monthly repayment
▼ 0.50% · 3.625%
HK$59,057
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$60,894
−HK$1,867/mo
Today · 4.125%
HK$62,761
baseline
▲ 0.50% · 4.625%
HK$66,579
+HK$3,818/mo
Deposit HK$12.95M · loan HK$12.95M · min. income ≈ HK$125,522/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,100,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,701
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,463
−HK$1,787/mo
Today · 4.125%
HK$69,250
baseline
▲ 0.50% · 4.625%
HK$72,900
+HK$3,650/mo
Deposit HK$12.95M · loan HK$12.95M · min. income ≈ HK$138,500/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,100,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,869
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$73,073
−HK$2,240/mo
Today · 4.125%
HK$75,313
baseline
▲ 0.50% · 4.625%
HK$79,895
+HK$4,582/mo
Deposit HK$10.36M · loan HK$15.54M · min. income ≈ HK$150,626/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,100,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,841
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$80,955
−HK$2,145/mo
Today · 4.125%
HK$83,100
baseline
▲ 0.50% · 4.625%
HK$87,480
+HK$4,380/mo
Deposit HK$10.36M · loan HK$15.54M · min. income ≈ HK$166,200/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,100,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,680
−HK$5,185/mo
▼ 0.25% · 3.875%
HK$85,252
−HK$2,613/mo
Today · 4.125%
HK$87,865
baseline
▲ 0.50% · 4.625%
HK$93,211
+HK$5,346/mo
Deposit HK$7.77M · loan HK$18.13M · min. income ≈ HK$175,730/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$1,100,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,981
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$94,448
−HK$2,502/mo
Today · 4.125%
HK$96,950
baseline
▲ 0.50% · 4.625%
HK$102,061
+HK$5,111/mo
Deposit HK$7.77M · loan HK$18.13M · min. income ≈ HK$193,900/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$1,100,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,303
−HK$6,666/mo
▼ 0.25% · 3.875%
HK$109,610
−HK$3,359/mo
Today · 4.125%
HK$112,969
baseline
▲ 0.50% · 4.625%
HK$119,843
+HK$6,874/mo
Deposit HK$2.59M · loan HK$23.31M · min. income ≈ HK$225,938/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$1,100,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,261
−HK$6,389/mo
▼ 0.25% · 3.875%
HK$121,433
−HK$3,217/mo
Today · 4.125%
HK$124,650
baseline
▲ 0.50% · 4.625%
HK$131,221
+HK$6,571/mo
Deposit HK$2.59M · loan HK$23.31M · min. income ≈ HK$249,300/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$1,100,724 · Scale 2, in force from 26 Feb 2026)