LTV · monthly repayment
▼ 0.50% · 3.625%
HK$59,058
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$60,895
−HK$1,866/mo
Today · 4.125%
HK$62,761
baseline
▲ 0.50% · 4.625%
HK$66,580
+HK$3,819/mo
Deposit HK$12.95M · loan HK$12.95M · min. income ≈ HK$125,522/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,100,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,701
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$67,463
−HK$1,788/mo
Today · 4.125%
HK$69,251
baseline
▲ 0.50% · 4.625%
HK$72,901
+HK$3,650/mo
Deposit HK$12.95M · loan HK$12.95M · min. income ≈ HK$138,502/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,100,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,869
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$73,074
−HK$2,240/mo
Today · 4.125%
HK$75,314
baseline
▲ 0.50% · 4.625%
HK$79,896
+HK$4,582/mo
Deposit HK$10.36M · loan HK$15.54M · min. income ≈ HK$150,628/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,100,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,842
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$80,956
−HK$2,145/mo
Today · 4.125%
HK$83,101
baseline
▲ 0.50% · 4.625%
HK$87,481
+HK$4,380/mo
Deposit HK$10.36M · loan HK$15.54M · min. income ≈ HK$166,202/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,100,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,681
−HK$5,185/mo
▼ 0.25% · 3.875%
HK$85,253
−HK$2,613/mo
Today · 4.125%
HK$87,866
baseline
▲ 0.50% · 4.625%
HK$93,212
+HK$5,346/mo
Deposit HK$7.77M · loan HK$18.13M · min. income ≈ HK$175,732/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$1,100,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,982
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$94,449
−HK$2,502/mo
Today · 4.125%
HK$96,951
baseline
▲ 0.50% · 4.625%
HK$102,062
+HK$5,111/mo
Deposit HK$7.77M · loan HK$18.13M · min. income ≈ HK$193,902/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$1,100,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,304
−HK$6,666/mo
▼ 0.25% · 3.875%
HK$109,611
−HK$3,359/mo
Today · 4.125%
HK$112,970
baseline
▲ 0.50% · 4.625%
HK$119,844
+HK$6,874/mo
Deposit HK$2.59M · loan HK$23.31M · min. income ≈ HK$225,940/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$1,100,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,262
−HK$6,390/mo
▼ 0.25% · 3.875%
HK$121,434
−HK$3,218/mo
Today · 4.125%
HK$124,652
baseline
▲ 0.50% · 4.625%
HK$131,222
+HK$6,570/mo
Deposit HK$2.59M · loan HK$23.31M · min. income ≈ HK$249,304/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$1,100,736 · Scale 2, in force from 26 Feb 2026)