LTV · monthly repayment
▼ 0.50% · 3.625%
HK$59,265
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$61,108
−HK$1,873/mo
Today · 4.125%
HK$62,981
baseline
▲ 0.50% · 4.625%
HK$66,813
+HK$3,832/mo
Deposit HK$13.00M · loan HK$13.00M · min. income ≈ HK$125,962/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,104,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,931
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,699
−HK$1,794/mo
Today · 4.125%
HK$69,493
baseline
▲ 0.50% · 4.625%
HK$73,156
+HK$3,663/mo
Deposit HK$13.00M · loan HK$13.00M · min. income ≈ HK$138,986/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,104,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,117
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$73,330
−HK$2,247/mo
Today · 4.125%
HK$75,577
baseline
▲ 0.50% · 4.625%
HK$80,176
+HK$4,599/mo
Deposit HK$10.40M · loan HK$15.59M · min. income ≈ HK$151,154/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$1,104,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,117
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$81,239
−HK$2,153/mo
Today · 4.125%
HK$83,392
baseline
▲ 0.50% · 4.625%
HK$87,788
+HK$4,396/mo
Deposit HK$10.40M · loan HK$15.59M · min. income ≈ HK$166,784/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$1,104,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,970
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$85,551
−HK$2,622/mo
Today · 4.125%
HK$88,173
baseline
▲ 0.50% · 4.625%
HK$93,539
+HK$5,366/mo
Deposit HK$7.80M · loan HK$18.19M · min. income ≈ HK$176,346/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$1,104,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,304
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$94,779
−HK$2,512/mo
Today · 4.125%
HK$97,291
baseline
▲ 0.50% · 4.625%
HK$102,419
+HK$5,128/mo
Deposit HK$7.80M · loan HK$18.19M · min. income ≈ HK$194,582/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$1,104,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,676
−HK$6,690/mo
▼ 0.25% · 3.875%
HK$109,994
−HK$3,372/mo
Today · 4.125%
HK$113,366
baseline
▲ 0.50% · 4.625%
HK$120,264
+HK$6,898/mo
Deposit HK$2.60M · loan HK$23.39M · min. income ≈ HK$226,732/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$1,104,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,676
−HK$6,412/mo
▼ 0.25% · 3.875%
HK$121,859
−HK$3,229/mo
Today · 4.125%
HK$125,088
baseline
▲ 0.50% · 4.625%
HK$131,681
+HK$6,593/mo
Deposit HK$2.60M · loan HK$23.39M · min. income ≈ HK$250,176/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$1,104,589 · Scale 2, in force from 26 Feb 2026)