LTV · monthly repayment
▼ 0.50% · 3.625%
HK$59,275
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,118
−HK$1,874/mo
Today · 4.125%
HK$62,992
baseline
▲ 0.50% · 4.625%
HK$66,825
+HK$3,833/mo
Deposit HK$13.00M · loan HK$13.00M · min. income ≈ HK$125,984/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,104,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,942
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$67,711
−HK$1,794/mo
Today · 4.125%
HK$69,505
baseline
▲ 0.50% · 4.625%
HK$73,169
+HK$3,664/mo
Deposit HK$13.00M · loan HK$13.00M · min. income ≈ HK$139,010/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,104,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,130
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$73,342
−HK$2,248/mo
Today · 4.125%
HK$75,590
baseline
▲ 0.50% · 4.625%
HK$80,189
+HK$4,599/mo
Deposit HK$10.40M · loan HK$15.60M · min. income ≈ HK$151,180/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$1,104,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,131
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$81,253
−HK$2,153/mo
Today · 4.125%
HK$83,406
baseline
▲ 0.50% · 4.625%
HK$87,803
+HK$4,397/mo
Deposit HK$10.40M · loan HK$15.60M · min. income ≈ HK$166,812/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$1,104,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,984
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$85,566
−HK$2,622/mo
Today · 4.125%
HK$88,188
baseline
▲ 0.50% · 4.625%
HK$93,554
+HK$5,366/mo
Deposit HK$7.80M · loan HK$18.20M · min. income ≈ HK$176,376/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$1,104,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,319
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$94,795
−HK$2,512/mo
Today · 4.125%
HK$97,307
baseline
▲ 0.50% · 4.625%
HK$102,436
+HK$5,129/mo
Deposit HK$7.80M · loan HK$18.20M · min. income ≈ HK$194,614/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$1,104,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,694
−HK$6,691/mo
▼ 0.25% · 3.875%
HK$110,013
−HK$3,372/mo
Today · 4.125%
HK$113,385
baseline
▲ 0.50% · 4.625%
HK$120,284
+HK$6,899/mo
Deposit HK$2.60M · loan HK$23.40M · min. income ≈ HK$226,770/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$1,104,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,696
−HK$6,413/mo
▼ 0.25% · 3.875%
HK$121,880
−HK$3,229/mo
Today · 4.125%
HK$125,109
baseline
▲ 0.50% · 4.625%
HK$131,704
+HK$6,595/mo
Deposit HK$2.60M · loan HK$23.40M · min. income ≈ HK$250,218/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$1,104,776 · Scale 2, in force from 26 Feb 2026)