LTV · monthly repayment
▼ 0.50% · 3.625%
HK$59,407
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,255
−HK$1,878/mo
Today · 4.125%
HK$63,133
baseline
▲ 0.50% · 4.625%
HK$66,974
+HK$3,841/mo
Deposit HK$13.03M · loan HK$13.03M · min. income ≈ HK$126,266/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,107,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,090
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,862
−HK$1,799/mo
Today · 4.125%
HK$69,661
baseline
▲ 0.50% · 4.625%
HK$73,332
+HK$3,671/mo
Deposit HK$13.03M · loan HK$13.03M · min. income ≈ HK$139,322/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,107,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,289
−HK$4,470/mo
▼ 0.25% · 3.875%
HK$73,506
−HK$2,253/mo
Today · 4.125%
HK$75,759
baseline
▲ 0.50% · 4.625%
HK$80,369
+HK$4,610/mo
Deposit HK$10.42M · loan HK$15.63M · min. income ≈ HK$151,518/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$1,107,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,308
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$81,435
−HK$2,158/mo
Today · 4.125%
HK$83,593
baseline
▲ 0.50% · 4.625%
HK$87,999
+HK$4,406/mo
Deposit HK$10.42M · loan HK$15.63M · min. income ≈ HK$167,186/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$1,107,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,170
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$85,757
−HK$2,629/mo
Today · 4.125%
HK$88,386
baseline
▲ 0.50% · 4.625%
HK$93,764
+HK$5,378/mo
Deposit HK$7.82M · loan HK$18.24M · min. income ≈ HK$176,772/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$1,107,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,526
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$95,007
−HK$2,518/mo
Today · 4.125%
HK$97,525
baseline
▲ 0.50% · 4.625%
HK$102,665
+HK$5,140/mo
Deposit HK$7.82M · loan HK$18.24M · min. income ≈ HK$195,050/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$1,107,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,933
−HK$6,706/mo
▼ 0.25% · 3.875%
HK$110,259
−HK$3,380/mo
Today · 4.125%
HK$113,639
baseline
▲ 0.50% · 4.625%
HK$120,553
+HK$6,914/mo
Deposit HK$2.61M · loan HK$23.45M · min. income ≈ HK$227,278/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$1,107,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,962
−HK$6,427/mo
▼ 0.25% · 3.875%
HK$122,152
−HK$3,237/mo
Today · 4.125%
HK$125,389
baseline
▲ 0.50% · 4.625%
HK$131,998
+HK$6,609/mo
Deposit HK$2.61M · loan HK$23.45M · min. income ≈ HK$250,778/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$1,107,247 · Scale 2, in force from 26 Feb 2026)