LTV · monthly repayment
▼ 0.50% · 3.625%
HK$59,414
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,262
−HK$1,878/mo
Today · 4.125%
HK$63,140
baseline
▲ 0.50% · 4.625%
HK$66,981
+HK$3,841/mo
Deposit HK$13.03M · loan HK$13.03M · min. income ≈ HK$126,280/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,107,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,097
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,870
−HK$1,798/mo
Today · 4.125%
HK$69,668
baseline
▲ 0.50% · 4.625%
HK$73,341
+HK$3,673/mo
Deposit HK$13.03M · loan HK$13.03M · min. income ≈ HK$139,336/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,107,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,297
−HK$4,470/mo
▼ 0.25% · 3.875%
HK$73,514
−HK$2,253/mo
Today · 4.125%
HK$75,767
baseline
▲ 0.50% · 4.625%
HK$80,378
+HK$4,611/mo
Deposit HK$10.42M · loan HK$15.63M · min. income ≈ HK$151,534/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$1,107,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,317
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$81,444
−HK$2,158/mo
Today · 4.125%
HK$83,602
baseline
▲ 0.50% · 4.625%
HK$88,009
+HK$4,407/mo
Deposit HK$10.42M · loan HK$15.63M · min. income ≈ HK$167,204/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$1,107,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,179
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$85,767
−HK$2,628/mo
Today · 4.125%
HK$88,395
baseline
▲ 0.50% · 4.625%
HK$93,774
+HK$5,379/mo
Deposit HK$7.82M · loan HK$18.24M · min. income ≈ HK$176,790/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$1,107,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,536
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$95,018
−HK$2,518/mo
Today · 4.125%
HK$97,536
baseline
▲ 0.50% · 4.625%
HK$102,677
+HK$5,141/mo
Deposit HK$7.82M · loan HK$18.24M · min. income ≈ HK$195,072/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$1,107,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,945
−HK$6,706/mo
▼ 0.25% · 3.875%
HK$110,271
−HK$3,380/mo
Today · 4.125%
HK$113,651
baseline
▲ 0.50% · 4.625%
HK$120,567
+HK$6,916/mo
Deposit HK$2.61M · loan HK$23.45M · min. income ≈ HK$227,302/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$1,107,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,975
−HK$6,428/mo
▼ 0.25% · 3.875%
HK$122,166
−HK$3,237/mo
Today · 4.125%
HK$125,403
baseline
▲ 0.50% · 4.625%
HK$132,013
+HK$6,610/mo
Deposit HK$2.61M · loan HK$23.45M · min. income ≈ HK$250,806/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$1,107,369 · Scale 2, in force from 26 Feb 2026)