LTV · monthly repayment
▼ 0.50% · 3.625%
HK$59,421
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,269
−HK$1,878/mo
Today · 4.125%
HK$63,147
baseline
▲ 0.50% · 4.625%
HK$66,990
+HK$3,843/mo
Deposit HK$13.03M · loan HK$13.03M · min. income ≈ HK$126,294/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,107,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,105
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$67,878
−HK$1,799/mo
Today · 4.125%
HK$69,677
baseline
▲ 0.50% · 4.625%
HK$73,350
+HK$3,673/mo
Deposit HK$13.03M · loan HK$13.03M · min. income ≈ HK$139,354/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,107,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,305
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$73,523
−HK$2,254/mo
Today · 4.125%
HK$75,777
baseline
▲ 0.50% · 4.625%
HK$80,388
+HK$4,611/mo
Deposit HK$10.42M · loan HK$15.64M · min. income ≈ HK$151,554/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$1,107,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,327
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$81,454
−HK$2,158/mo
Today · 4.125%
HK$83,612
baseline
▲ 0.50% · 4.625%
HK$88,020
+HK$4,408/mo
Deposit HK$10.42M · loan HK$15.64M · min. income ≈ HK$167,224/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$1,107,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,190
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$85,777
−HK$2,629/mo
Today · 4.125%
HK$88,406
baseline
▲ 0.50% · 4.625%
HK$93,786
+HK$5,380/mo
Deposit HK$7.82M · loan HK$18.24M · min. income ≈ HK$176,812/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$1,107,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,548
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$95,030
−HK$2,518/mo
Today · 4.125%
HK$97,548
baseline
▲ 0.50% · 4.625%
HK$102,690
+HK$5,142/mo
Deposit HK$7.82M · loan HK$18.24M · min. income ≈ HK$195,096/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$1,107,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,958
−HK$6,707/mo
▼ 0.25% · 3.875%
HK$110,285
−HK$3,380/mo
Today · 4.125%
HK$113,665
baseline
▲ 0.50% · 4.625%
HK$120,582
+HK$6,917/mo
Deposit HK$2.61M · loan HK$23.45M · min. income ≈ HK$227,330/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$1,107,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,990
−HK$6,428/mo
▼ 0.25% · 3.875%
HK$122,181
−HK$3,237/mo
Today · 4.125%
HK$125,418
baseline
▲ 0.50% · 4.625%
HK$132,029
+HK$6,611/mo
Deposit HK$2.61M · loan HK$23.45M · min. income ≈ HK$250,836/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$1,107,507 · Scale 2, in force from 26 Feb 2026)