LTV · monthly repayment
▼ 0.50% · 3.625%
HK$59,564
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,416
−HK$1,883/mo
Today · 4.125%
HK$63,299
baseline
▲ 0.50% · 4.625%
HK$67,150
+HK$3,851/mo
Deposit HK$13.06M · loan HK$13.06M · min. income ≈ HK$126,598/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,110,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,264
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,041
−HK$1,803/mo
Today · 4.125%
HK$69,844
baseline
▲ 0.50% · 4.625%
HK$73,525
+HK$3,681/mo
Deposit HK$13.06M · loan HK$13.06M · min. income ≈ HK$139,688/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,110,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,476
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$73,700
−HK$2,258/mo
Today · 4.125%
HK$75,958
baseline
▲ 0.50% · 4.625%
HK$80,580
+HK$4,622/mo
Deposit HK$10.45M · loan HK$15.67M · min. income ≈ HK$151,916/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$1,110,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,517
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$81,649
−HK$2,164/mo
Today · 4.125%
HK$83,813
baseline
▲ 0.50% · 4.625%
HK$88,230
+HK$4,417/mo
Deposit HK$10.45M · loan HK$15.67M · min. income ≈ HK$167,626/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$1,110,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,389
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$85,983
−HK$2,635/mo
Today · 4.125%
HK$88,618
baseline
▲ 0.50% · 4.625%
HK$94,010
+HK$5,392/mo
Deposit HK$7.84M · loan HK$18.28M · min. income ≈ HK$177,236/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$1,110,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,769
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$95,257
−HK$2,524/mo
Today · 4.125%
HK$97,781
baseline
▲ 0.50% · 4.625%
HK$102,936
+HK$5,155/mo
Deposit HK$7.84M · loan HK$18.28M · min. income ≈ HK$195,562/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$1,110,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,214
−HK$6,724/mo
▼ 0.25% · 3.875%
HK$110,549
−HK$3,389/mo
Today · 4.125%
HK$113,938
baseline
▲ 0.50% · 4.625%
HK$120,870
+HK$6,932/mo
Deposit HK$2.61M · loan HK$23.51M · min. income ≈ HK$227,876/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$1,110,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,275
−HK$6,444/mo
▼ 0.25% · 3.875%
HK$122,474
−HK$3,245/mo
Today · 4.125%
HK$125,719
baseline
▲ 0.50% · 4.625%
HK$132,346
+HK$6,627/mo
Deposit HK$2.61M · loan HK$23.51M · min. income ≈ HK$251,438/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$1,110,160 · Scale 2, in force from 26 Feb 2026)