Home
Mortgage Planner
Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$261.25M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$833,996
−HK$52,299/mo
▼ 0.25% · 3.875%
HK$859,938
−HK$26,357/mo
Today · 4.125%
HK$886,295
baseline
▲ 0.50% · 4.625%
HK$940,224
+HK$53,929/mo
Deposit HK$78.37M · loan HK$182.87M · min. income ≈ HK$1,772,590/mo (50% DSR)
Upfront cash ≈ HK$95.36M (deposit + AVD stamp duty HK$16,981,098 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.
Data sourced from Renavon.com